The Citi® Diamond Preferred® MasterCard is a designed for those who wish to take advantage of its 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that, the variable APR based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
This card is the lowest intro APR Rate that Citi offers, and you get access to their many benefits. With Citi Easy Deals, you get access to great online deals on brands like Gap, CVS and Footlocker. Additionally, the card offers Personal Concierge Service, Access to Special Events and Discounts, Automatic Account Alerts, and many other features!
Update 4/11/24: If you need some time on your outstanding debt and want to avoid the interest accrued, consider this card to give you a cushion. Do keep in mind the Balance Transfer Fee: Either $5 or 5% of the amount of each credit card balance transfer, whichever is greater.
Citi Diamond Preferred MasterCard Summary
- Introductory APR. This card has a great 0% APR promotion for purchases and balance transfers. Qualifying balance transfers must be made within 4 months of your account opening date.
- Personal Concierge Service. The Citi Diamond Preferred Card has a special level of concierge service that’s available only to cardholders. This is a personalized customer service portal that is much shorter and is trained to help you with your needs.
- Free FICO Score. All Diamond Preferred cardholders are entitled to a complimentary FICO score online. That’s great news for those in the process of building or rebuilding credit.
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Conclusion
The Citi® Diamond Preferred® MasterCard is the lowest introductory APR Rate that Citi offers. If you are currently paying interest on your credit card balance, you might want to consider transferring that balance to this card.
By doing so, your interest rates drops to 0%, allowing you to pay off your debt sooner! With this 0% balance transfer card that doesn’t charge any interest during the introductory period and offers many great features, I definitely recommend checking it out. Find our complete list of Credit Card Promotions today!
