The Citizen Bank Clear Value MasterCard Credit Card is their Lowest APR card in their portfolio, specifically tangible towards purchase and balance transfers. If you carry a balance, you could save big with rates as low as 12.99%, up to 21-days grace period on all your purchases all on top of no annual fee. Notably enough, this card also offers security and shopping protection (your travel accident, extended protections), and so much more!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Alternative Credit Card Bonuses:
Citizen Bank Clear Value MasterCard Summary:
- Apply Now
- Best Feature: Low Standard Rates
- Annual Fee: $0
- Expiration Date: No expiration
Citizen Bank Clear Value MasterCard Key Features:
- Up to 21-day grace period on all purchases
- Rates as low as 12.99% – ideal if you carry a balance
- No annual fee
- Travel accident and baggage delay insurance
- Extended Warranty Protection doubles the original manufacturer’s or store brand warranty for up to one year4
- Chip Technology enabled card
- Price Protection for 60 days from purchase
- Zero Liability Protection against unauthorized purchases
Barclaycard Ring Pros:
- No Balance Transfer Fees
- No Annual Fees
Barclaycard Ring Cons:
- No Sign-up Bonus
Final Analysis:
If you’re in the market for a low-interest APR suitable card, perhaps the Citizen Bank Clear Value MasterCard Credit Card may be able to provide you with just that. A 12.99% APR, ideal if you carry a balance, in addition to up to a 21-day grace period on all purchases and no annual fee. I expected this card to cater towards less-than-perfect credit scorers, however, I admit I was wrong. This card requires an excellent credit score, of course, when referring to low low-APR cards, I must say that the Barclaycard Ring Mastercard makes for the better alternative. Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.
