City National Bank Visa Commercial Credit Card Review: 100,000 Bonus Points

Get your hands on the VISA Commercial Credit Card with City National Rewards for a chance to earn 100,000 Bonus Points after making a spend of $15,000 or more during the first 90 days after account opening. The account must be opened no later than April 30, 2017. Gain purchasing power that’s more convenient than writing checks and safer than carrying cash. Use your Visa Commercial Credit Card for your business expenses, from everyday office supplies to business travel. Points are redeemable for premium awards, such as merchandise, travel and Gift Cards.

Editor’s Note: If you live near a City National Bank establishment, then just stop by in-branch and apply for this VISA. Of course, I recommend that you contact a banker via phone or email prior to stopping by a City National Bank location.

Alternative Credit Card Bonuses:

• Chase Ink Business Preferred^SM Card
• CitiBusiness®/ AAdvantage® World MasterCard®
• SimplyCash® Plus Business Card from American Express

VISA Commercial Credit Card Summary:

• Apply Now
• Maximum Bonus: 100,000 bonus points
• Spending Requirement: You must spend $15,000 on purchases in the first 3 months from account opening.
• Annual Fee: $0
• Bonus Worth: $1,000
• Expiration Date: 4/30/2017
• Additional Advice: Points can be redeemed for a variety of items such as gift cards, merchandise, airfare, hotels, cruises, rental cars, experiential awards, and other exclusive offers.

VISA Commercial Credit Card Key Features:

• 100,000 Bonus Points when you spend $15,000 during the first 90 days after account opening
• Earn one Point per $1 spent on Commercial Card purchases.
• There is no annual cap on Points and Points do not expire as long as your Commercial Card account remains open.
• Use Points to purchase airline tickets on most national and international carriers–with no blackout dates.
• Benefits Include:
  • Auto Rental Collision Damage Waiver
  • Travel & Emergency Assistance Services
  • $100,000 Travel & Accident Insurance Coverage

VISA Commercial Credit Card Application Process

The ability to apply for this card varies. Applications are only accepted within City National Bank branches. Branches are located in Delaware, New York, Tennessee, Georgia, Nevada, or California. A majority of the branches are local to California. Keep in mind that in the past, some people reported being able to e-mail or fax their application. For your application to get processed, you are still required to go in-branch even if you aren’t a residents of the qualifying states.

City National has always emphasized the importance of relationship banking with higher net-worth clients and if CNB deems that you do not make the necessary salary, odds are, you won’t be approved. Of course, YMMV, be sure to call (800) 733-7100 for further questions.

Conclusion:

The VISA Commercial Credit Card is currently offering an attractive 100,000 Bonus Points when you make a spend of $15,000 within a given 3 months span after account opening. Judging by the spending requirement, this card is for business owners that are heavy spenders. If you know you will be throwing $15,000 in the next given 3 months that you open your account then this card might be a valued option for you. Keep in mind that we currently do not know what the annual fee is (most likely expensive), and the rewards structure seems kind of lacking for me with the 1 point everywhere. Be sure to also check out our complete list of Credit Card Promotions from our exclusive list!