Here you can find the most recent Cobalt Credit Union bonuses, promotions, and offers.
They are currently offering a $200 bonus when you open a checking account and complete the qualifying actions.
Update 3/21/24: Offer was set to expire on 3/31/24 but the language has changed to limited time offer.
Cobalt Credit Union Bonuses Review
Cobalt Credit Union is headquartered in Papillion and is the largest credit union in the state of Nebraska. It is also the 351st largest credit union in the nation. It was established in 1946 and as of June of 2023, it had grown to 247 employees and 116,168 members at 26 locations. Cobalt Credit Union’s CD rates are 6X the national average, and it has an A health rating.
| Eligibility: Membership in Cobalt Credit Union is open to those who live, work, attend school, or worship in the Nebraska counties of Cass, Dodge, Douglas, Sarpy, Saunders, or Washington, or the Iowa counties of Carroll, Crawford, Harrison, Ida, Mills, Monona, Pottawattamie, Sac, or Shelby. Employees/retirees of SpartanNash and their immediate family qualify for membership, as do immediate family members of current Cobalt Credit Union members. See current membership details. |
I’ll go over the Cobalt Credit Union bonuses & offers below.
Cobalt Credit Union $200 Checking Bonus
Receive a $200 bonus when you open a checking account and meet the requirements.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: IA, NE (Bank Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee:
- How to earn it:
- In order to receive the $200 bonus, you must establish membership with Cobalt Credit Union by opening a membership share account and fulfill the following requirements:
- (1) have at least one recurring direct deposit in the form of payroll or government benefit deposited into a Cobalt account,
- (2) enroll in e-statements, and
- (3) for the Cobalt Elite checking account, have at least 15 debit card transactions totaling at least $500 post and clear within 90 days of account opening, and for the Cobalt Blue checking account, have at least 10 debit card transactions totaling at least $250 post and clear within 90 days of account opening.
- All qualifications must be met within the first 90 days of account opening.
- The bonus will be deposited into your membership share account within 90 days of meeting all account requirements.
- Offer only valid with promo code MBR2024
- In order to receive the $200 bonus, you must establish membership with Cobalt Credit Union by opening a membership share account and fulfill the following requirements:
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Limited time offer. Offer subject to change without notice.
- Offer not available to existing Cobalt members or those whose membership share accounts have been closed within the last 90 days.
- In order to receive the $200 bonus, you must establish membership with Cobalt Credit Union by opening a membership share account and fulfill the following requirements: (1) have at least one recurring direct deposit in the form of payroll or government benefit deposited into a Cobalt account, (2) enroll in e-statements, and (3) for the Cobalt Elite checking account, have at least 15 debit card transactions totaling at least $500 post and clear within 90 days of account opening, and for the Cobalt Blue checking account, have at least 10 debit card transactions totaling at least $250 post and clear within 90 days of account opening.
- All qualifications must be met within the first 90 days of account opening.
- The bonus will be deposited into your membership share account within 90 days of meeting all account requirements.
- The bonus is not available for existing Cobalt Blue or Cobalt Elite Checking members who have closed a Cobalt Blue or Cobalt Elite Checking account within the past 90 days.
- The bonus will be reported to the IRS as dividends earned.
- Other restrictions may apply.
- Checking accounts annual percentage yield (APY): Cobalt Elite Premium APY of 3.25% on balances up to $20,000 if account-specific qualifications are met and 0.15% APY on dollar amounts above $20,000 or account-specific qualifications are not met.
- Must maintain minimum average daily balance of $2,500 to receive Cobalt Elite Premium APY.
- Cobalt Blue 1.50% Premium APY on balances up to $10,000 if account-specific qualifications are met and 0.15% APY on dollar amounts above $10,000 or account-specific qualifications are not met.
- The minimum opening balance to open any checking account and obtain the bonus is $25. APY accurate as of 07/01/2023.
- Fees may reduce earnings.
- Offer only valid with promo code MBR2024.
- Cobalt employees are excluded from this offer.
- Other restrictions may apply.
How To Waive Monthly Fees
- Cobalt Elite Checking: No monthly maintenance fees
- Cobalt Blue Checking: No monthly maintenance fees
- Free Checking: No monthly maintenance fees
- Business Interest Checking: $10 monthly service fee waived with a monthly average daily balance of $500
- Business Relationship Checking: $15 monthly service fee waived with enrollment in online banking
- Business Relationship Plus Checking: $25 monthly service fee waived with enrollment in online banking; a monthly average daily balance of $5,000 or combined business deposit balances of $25,000
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Conclusion
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Cobalt Credit Union Bonuses, Promotions, or Offers!
