Find a list of the most updated Community Choice Credit Union bonuses, promotions, and offers here.
Update 10/15/24: There’s currently a new $100 checking bonus available through 12/31/24.
Community Choice Credit Union Bonuses Review
Community Choice Credit union was established in 1935 with the belief in helping their neighbors achieve the life they desire. Today, they serve more than 100,000 members and partner with communities all across the state of Michigan to give back and Give Big to neighbors in need.
| Eligibility: Community Choice Credit Union membership is open to anyone who resides, worships, or works in Michigan, or is an employee or retiree of General Motors, Kelly Services, Conrail, or AmTrack. Eligibility also extends to immediate family of current credit union members. (Membership requirements are listed in the credit union’s online application) See current membership details |
I’ll go over the Community Choice Credit Union bonuses & offers below.
Community Choice Credit Union $100 Checking Bonus
When you open a new checking account, you can receive a $100 bonus.
- What you’ll get: $100 Bonus
- Eligible account: Checking account
- Where it’s available: MI
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$5.95; waivable
- How to earn it:
- Open a new Basic or Choice Checking account and mention promo code NewChecking100.
- Set up and receive at least $300 per month in direct deposit.
- Complete 20 transactions with your debit or credit card in the first 90 days.
(Expires 12/31/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer not available to Community Choice Credit Union members with an existing checking account, or those whose accounts have been closed within 90 days or closed with a negative balance. Members can only receive one new checking account opening related bonus.
- To receive the incentive payment new checking account holder must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 90 days and must have completed the following: (1) Opened a new checking account (2) $300 in total direct deposits and (3) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 90 days of opening account. Incentive payment will occur on the Monday following the 90th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account.
- Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is valid through December 31, 2024 and is subject to change and could be discontinued at any time.
Community Choice Credit Union $50 Checking Bonus
When you open a new checking account, you can receive up to a $50 bonus.
- What you’ll get: $50 Bonus
- Eligible account: Checking account
- Where it’s available: MI
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$5.95; waivable
- How to earn it:
- Become a member of Community Choice CU
- Bonus payout will be paid via deposit into the checking account of the qualifying new member on the first Monday following 60 days of membership by completing the either of the requirements:
- Open a Choice Checking account.
- Have qualifying aggregate deposit of at least $300 every 35 days.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Loan interest rebate is determined annually by the Board of Directors
- Product counts towards GetBigReward$ status, but does not qualify for loan interest rebate
- Must have an aggregate deposit of at least $300 every 35 days to be considered active for Prime Share Savings
Community Choice Credit Union $25 Referral Bonus
When you refer a friend, you can receive a $50 bonus while you friend can earn a $25 bonus when all the requirements are completed.
- What you’ll get: $25 Bonus
- Eligible account: Choice Checking Account
- Where it’s available: MI
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$5.95; waivable
- How to earn it:
- Current members:
- Get $50 for referring a friend or family member who opens a new Checking Account.
- New members:
- Get $25 for joining and opening a Checking Account
- Additional $25 for having a Choice Checking Account or a qualifying direct deposit
- Current members:
(Limited time offer)
Fine Print
- Referral incentive will be paid via deposit into the checking account of both the referring and qualifying new member following 30 days of membership.
- Bonus payouts will be paid via deposit into the checking account of the qualifying new (referred) member following 60 days of membership.
- In order for new member or referring existing member to receive incentive, they must be 18 or older with an account in good standing, with no delinquent loan balance, negative share balance or other indicator of an account not in good standing at time of payment.
- Deposits will be made on Mondays for accounts that qualified in the preceding week.
- Deposits are reported to IRS and any applicable taxes are the responsibility of the recipient.
- This offer may not be used in combination with other promotional offers.
- Individuals may not refer themselves or their minor children.
- All new accounts are subject to approval and referred individual must qualify for membership based on Community Choice Credit Union’s field of membership criteria.
- This offer is subject to change and could be discontinued at any time.
Community Choice Credit Union $108 Checking Bonus
When you open a new checking account, you can receive up to a $108 bonus.
- What you’ll get: $108 Bonus
- Eligible account: Checking account
- Where it’s available: MI (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$5.95; waivable
- How to earn it:
- Be a member of Community Choice CU
- Sign up for the Superior Rewards Program
- Choose 8+ Products/Services
- Checking
- ATM/Visa® debit card
- 15 or more debit card transactions a month
- Direct Deposit
- e-Banking/mobile banking
- e-Pay
- e-Statement
- e-deposit
- VISA Credit Card
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Loan interest rebate is determined annually by the Board of Directors
- Product counts towards GetBigReward$ status, but does not qualify for loan interest rebate
- Must have an aggregate deposit of at least $300 every 35 days to be considered active for Prime Share Savings
How To Waive The Monthly Fees
- Choice Checking: Enroll in Choice Checking to start enjoying all included benefits, and we will waive the first month’s fee. Only $5.95/month thereafter.
- Basic Checking: None
- Choice Savings: None listed
- Choice Goals: None listed
- Simply Business Checking: None listed
- Analyzed Business Checking: None listed
- IOLTA: None listed
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Conclusion
Although these are rather generous bonuses, I would check to see if this triggers a hard or soft pull before opening.
Our Savings, Money Market, and CD Rates is something worth checking out to find other great promotions.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Community Choice Credit Union, their accounts they offer, or coupon codes.
Check back often for more Community Choice Credit Union Bonuses, Promotions, or Offers!
