Do you want to improve your credit score? It’s possible to repair your credit score by yourself but hiring a credit repair company like Credit Saint will save time and money. Additionally, they will analyze your credit reports, look for mistakes, and work to remove any problems. Furthermore, they will most likely fix your bad credit much faster compared to doing it on your own.
Read below for more information on what they have to offer.
Note: Credit Saint isn’t available in South Carolina.
Credit Saint Features
Credit Saint will take away any errors on your credit report. Their website is easy to navigate through and contains lots of information. Their terms, conditions, applicable state laws, company policies, packages, and price information is all listed there. This will help you see if their services are right for you.
Free Consultation
If you’re thinking about using Credit Saint services, you can start by applying for a free consultation. This includes an analysis of your credit history, credit reports, and credit score. Additionally, they give you a plan to improve your credit score.
Negative Item Disputes
After that, Credit Saint will work with the credit bureaus and creditors to challenge negative items on your credit report. After the credit bureaus release updated credit report, you’ll receive a progress report on your Credit Saint dashboard. if successful, you’ll be able to see positive credit score results.
90-Day Money-Back Guarantee
Compared to other credit repair companies, Credit Saint offers a money-back guarantee. However, unlike their competition, they offer a full refund for up to 90 days. This is a long window of time for you to get a guaranteed full refund.
Get all of your money back if they don’t succeed in removing some of the negative marks from your credit history in 90 days.
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Credit Saint Packages & Pricing
Credit Saint services comes in 3 packages: Credit Polish, Credit Remodel, and Clean Slate. Every package charges an upfront fee that covers the initial work period and another monthly fee for ongoing services.
Credit Polish | Credit Remodel | Clean Slate | |
First work fee | $99 | $99 | $195 |
Monthly fee | $79.99 | $99.99 | $119.99 |
Challenges to the 3 credit bureaus | 5 per dispute cycle* | 10 per dispute cycle* | Unlimited |
Score analysis | x | x | x |
Creditor interventions | x | x | x |
Score tracker | x | x | x |
Inquiry targeting | x | x | |
Experian monitoring | x | x | |
Cease & desist letters | x |
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Conclusion
Overall, Credit Saint is able to help you get negative items removed from your credit history. This way, you’ll be able to get access to lower interest rates, deposit-free utilities, and hassle-free borrowing.
If you don’t like this service, check out CreditZO, they don’t charge a fee for filing credit error disputes on your behalf. Additionally, ongoing monthly fees range from $10 to $13.