Check out the most recent Credit Union West bonuses, promotions, and offers here.
Update 2/19/25: The $150 checking bonus has been extended through 12/31/25.
Credit Union West Bonuses Review
The Credit Union West was established in 1951 as Luke Federal Credit Union. Their mission was to enhance the lives of military members and their families through being a trusted provider of financial services. They are proud to serve as a not-for-profit credit union, with their members as their highest priority – not profits.
I’ll go over the Credit Union West bonuses & offers below.
Credit Union West $150 Checking Bonus
When you open a new checking account at Credit Union West, you can receive a $150 bonus.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: AZ
- Credit inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Receive a $150 bonus when you open a Heritage High-Yield or Loyalty Rewards checking account online or in a branch using CODE: JOIN150
(Expires 12/31/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Promotional offer is only valid for one new membership per person; offer is not valid for existing members.
- $5 minimum balance required for membership account.
- One ACH credit/Direct Deposit must be established.
- Must have at least 15 point-of-sale or purchase transactions post and settle to your account within 30 days of account opening.
- The new account must be open and in good standing for at least 90 days before the $150 is available for use.
- Any taxes are the responsibility of the recipient and are reported on a 1099-INT.
- Annual Percentage Yield 0.01%. Rate may change after account is opened and fees could reduce earnings.
- Offer valid only upon receipt of original coupon.
- Coupon is non-transferable and non-negotiable for cash.
- Program subject to change without notice.
- Bonuses are considered interest and will be reported on IRS Form 1099-INT.
Credit Union West $150 Checking Bonus
When you open a new checking account at Credit Union West, you can receive a $150 bonus.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: AZ
- Credit inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Plus, for a limited time, get a $150 bonus when you open a new Heritage High-Yield Checking account. Just use promo code HERITAGE150 at your local branch or when you open your account online.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Promotional offer is only valid for one new Heritage High-Yield Checking account per person and not available to those whose account has been closed within 90 days or closed with a negative balance within the last 3 years.
- Limit one Heritage High-Yield Checking account per Social Security Number.
- $5 minimum balance required for membership account. One ACH credit/Direct Deposit must be established.
- Must swipe Credit Union West debit card a minimum of 15 times within 30 days of account opening.
- Annual Percentage Yield on balances over $10,000 and non-qualifying accounts is 0.01%.
- The new account must be open and in good standing for at least 90 days before the $150 is available for use.
- Any taxes are the responsibility of the recipient and are reported on a 1099-INT.
- Rate may change after account is opened and fees could reduce earnings.
- Offer valid only upon receipt of this original coupon.
- Coupon is non-transferable and non-negotiable for cash.
- Program subject to change without notice.
- Bonuses are considered interest and will be reported on IRS Form 1099-INT.
Credit Union West $300 Checking Bonus (Expired)
When you open a new checking account at Credit Union West, you can receive a $300 bonus.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: AZ (Bank Locator)
- Credit inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- To receive the checking bonus:
- 1) Open a new Heritage High-Yield Checking account, which is subject to approval;
- 2) Deposit a total of $10,000 or more in new money into the new checking account within 10 days of account opening;
- 3) Maintain an average daily balance of at least $10,000 for 90 days after account opening;
- 4) Swipe Credit Union West debit card a minimum of 15 times within 30 days of account opening; and
- 5) Establish a direct deposit and have it post and settle to this account within 90 days of account opening.
- To receive the checking bonus:
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Bonus/Account Information: Promotional offer is only valid for one new Heritage High-Yield Checking account per person and not available to those whose account has been closed within 90 days or closed with a negative balance within the last 3 years.
- Limit one Heritage High-Yield Checking account per Social Security Number.
- $5 minimum balance required for membership account. Offer not valid with any other promotion.
- To receive the checking bonus: 1) Open a new Heritage High-Yield Checking account, which is subject to approval; 2) Deposit a total of $10,000 or more in new money into the new checking account within 10 days of account opening; 3) Maintain an average daily balance of at least $10,000 for 90 days after account opening; 4) Swipe Credit Union West debit card a minimum of 15 times within 30 days of account opening; and 5) Establish a direct deposit and have it post and settle to this account within 90 days of account opening.
- Micro-deposits do not qualify as a direct deposit for the bonus.
- Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
- After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 30 days.
- The new money cannot be funds held by you at Credit Union West.
- To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout.
- Program subject to change without notice.
- Any taxes are the responsibility of the recipient and are reported on a 1099-INT.
Credit Union West $70 Referral Bonuses (Expired)
When you refer friends and family to open a new checking account at Credit Union West, you can receive a $70 bonus.
- What you’ll get: $70 Bonus
- Eligible account: Checking Account
- Where it’s available: AZ (Bank Locator)
- Credit inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Get $70 for you and $70 for your friend when you refer them to become a new member!
- Use promo code REFER70 at account opening.
(Limited time offer)
| CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| Live Oak Bank Savings ($300 Bonus + 4.20% APY) | |
Fine Print
- Friend must 1) present the referring member’s name and email address the same day the account is opened or 2) provide the promo code REFER70 during the online account opening application and provide the referring member’s name and email address within seven (7) calendar days of account opening. Referral cards are available at all Credit Union West branch locations.
- New members cannot have any existing accounts with Credit Union West
- Primary account holder must be 18 years or older and meet Credit Union West membership eligibility
- New membership must be opened with a new checking and debit card
- Must establish one ACH credit/Direct Deposit, utilize debit card a minimum of 30 times within 70 days
- Maintain minimum $5 in membership savings
- $70 for referring member and $70 for new member will be deposited into members Credit Union West accounts after account has been established for 70 days and all requirements have been met
How To Waive Monthly Fee
- Heritage High-Yield Checking: No monthly service fee
- Loyalty Rewards Checking: No monthly service fee
- Traditional Checking: No monthly service fee
- Business Checking: All you need is a $500 balance to maintain a fee-free account.
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Conclusion
This is a fairly simple bonus that only requires you to open a new checking account using the promo code. Because it is so easy to earn and there are no monthly fees with this account, I definitely recommend checking this bonus out at Credit Union West. Although, be sure to check it this triggers a hard or soft pull first!
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Credit Union West, their accounts they offer, or coupon codes.
Check back often for more Credit Union West Bonuses, Promotions, or Offers!
