Check out the latest Digital Federal Credit Union bonuses, promotions, and offers here.
Right now, you can earn a $50 bonus for each friend who opens a new account.
Digital Federal Credit Union Bonuses Review
Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. With headquarters in Marlborough, Massachusetts, DCU is the largest credit union headquartered in New England as measured by assets and is among the top 20 nationwide.
I’ll go over the Digital Credit Union bonuses & offers below.
Digital Federal Credit Union $50 Referral Bonus
You can receive a $10 bonus for referring a friend to open a new checking account and they can earn a $20 bonus.
- What you’ll get: $50 bonus for you, $100 for referred member
- Eligible account: Checking Account
- Where it’s available: Nationwide (with $10 membership in Reach Out for Schools [part of application process, one time])
- Branches in MA, NH (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Once they open their membership and complete one of the qualifying activities, you’ll both get paid. You’ll get $50. They’ll get $100.
- Any existing DCU Member can invite a friend or family member to join – and you can invite as many friends and family members as you’d like!
- How Does It Work?
- Login to your Digital Banking account on dcu.org (currently unavailable on the Mobile App).
- Click Member Referral under the Membership section to access your unique referral link
- Send your unique referral link (which does not change) to someone you know to apply to become a DCU Member
- Wait for them to open a qualifying account with qualifying activities
- Get paid
- Qualifying Activities:
- Once their membership is opened, which includes a Primary Savings account¹, within 90 days the new member will need to complete at least ONE of the following for bonuses to be paid:
- A DCU checking account and add qualifying direct deposit. Qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other recurring monthly income in the amount of at least $500.00 per calendar month. (Social Security is exempt from the $500 per calendar month minimum).
- A DCU checking account and complete at least 5 qualifying transactions. Qualifying transactions include debit/credit card transactions, ACH transfers, Point of Sale (POS) transactions, bill pay payments, balance transfers to your DCU Visa Credit Card, and Pay a Person transactions. The 5 qualifying transactions must post and clear your DCU account within the same calendar month.
- A vehicle, RV, boat, or mobility loan (purchase or refinance)
- DCU will deposit the bonuses into the respective members’ Primary Savings Accounts within 30 days after the referred candidate completes any of the qualifying activities. To receive the bonus Memberships must be in good standing, as described in DCU’s Account Agreement for Consumers.
- Once their membership is opened, which includes a Primary Savings account¹, within 90 days the new member will need to complete at least ONE of the following for bonuses to be paid:
(No Expiration Date)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- DCU may offer the opportunity to earn a bonus by referring friends and family to apply to become a member and complete any ONE of the qualifying activities. DCU reserves the right to terminate this program at any time for any reason.
- DCU reserves the right to modify or amend, at any time, the terms and conditions of this program. We reserve the right to disqualify the referring member or any referred candidate at any time from participation in this program if they do not comply with any of the terms and conditions. Offer eligibility is at DCU’s sole discretion.
- Referring member has a unique referral URL with identifier code in their DCU Digital Banking account to refer friends and family to apply for DCU membership. Your unique referral link with identifier code is assigned to you and does not change.
- Referred candidate must be at least 18 years of age. Please visit our membership eligibility page for more details.
- Bonuses are considered income and may be reported to the IRS for income tax purposes.
- Referred candidate bonus offer is not available to existing or former DCU members.
How To Waive Monthly Fees
- Free Checking: None
- HSA Checking: None
- Primary Savings: None
- Advantage Savings: None
- Money Market: None
- Member Described: None
- Holiday Club Savings: None
- Free Business Checking: None
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Conclusion
If you already have an account with Digital Federal Credit Union, be sure to take advantage of this referral program. However if you don’t, there are many other great referral programs out there which you can find on our site BankCheckingSavings.
Feel free to comment on this post with any questions you may have about Digital Federal Credit Union, their accounts they offer, or coupon codes.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Digital Federal Credit Union Bonuses, Promotions, or Offers!
