Discover Cash Back Request Bonus Offers: Receive Up to 3% Cash Back Or 0% APR

Discover is currently targeting individuals for what appears to be one of the five offers: 0% APR for 12 months, 3% cashback for 6 months up to $1,500 in purchases, 3% cashback for 6 months up to $2,500 in purchases, and even  APR reduction. It seems like you’d have to ask CSR to receive on of these offers. Just start with a live chat with them and then inquiry on any possible current offers that could be applicable towards your account.

Editor’s Note: This offer is targeted, check your mail to see if you are eligible. YMMV. For a limited time for new customers, Discover It CashBack Match Card offers double cash back the first year. You’ll get 5% cash back in categories that change each quarter and 1% cash back on all other purchases.

Alternative Credit Card Bonuses:

• Chase Freedom Unlimited^®
• Gold Delta SkyMiles® Credit Card from American Express
• Blue Cash Preferred® Card from American Express

Discover Cash Back Request Bonus Offers Summary:

You can be targeted for one of these five offers:

• 0% APR for 12 months
• 3% cashback for 6 months up to $1500.00 in purchases
• 3% cashback for 6 months up to $2500.00 in purchases
• PR reduction lowered to the APR of the variable 16.24%
• Looks like the 7% on the rotating categories isn’t being offered at this time

Discover It Card Features:

• 0% introductory APR – Discover is currently offering 0% interest rate on purchases and balance transfers for 12 months.  With this excellent feature, consolidate your existing high-interest debt and feel good about not paying extra interest.  Although, there is a 3% balance transfer fee, you will most likely be saving of money with a year and half of 0% interest.
• No Hidden Fees – No annual fees, no foreign transaction fees, no over limit fee, and no fee for your first late payment.  Your interest rate will not increase for late payments.
• Price Protection – If you find a lower price within 90 days of making a qualifying Discover it card purchase, Discover will refund up to a $500 difference .
• Purchase Protection – If stolen or accidentally damaged, all eligible purchases made with the Discover It card are protected for up to $500 during the first 90 days.
• Return Protection – If you change your mind about a purchase, you can return any eligible purchase within 90 days for up to a $500 refund.   For example, if the store return policy on an item that you purchase has a 30 day limit, you will have an extra 60 days for a refund with Discover.
• Fraud Protection – Discover will not make you liable for any charges that you did not make.
• Extended Warranty – Discover will extend the terms of the original U.S. manufacturer’s warranty and any purchased warranty for up to 1 extra year, on warranties of 3 years or less.  You will appreciate this on major purchases like electronics, home and medical supplies.
• Free real FICO score – Keep a close eye on your FICO credit score each month for free with the Discover It Card.
• Freeze It On/Off switch – If your card gets lost or stolen, freeze or unfreeze your account within seconds with the mobile app or through Discover’s website.  You no longer have to go through drawn out phone call process to reach a representative.
• Flexibility –  The Discover It credit card allows you to choose your own monthly due date and you have until midnight of that day to pay by phone or online.  This allows you to customize and manage your finances.
• U.S Based, 24 Hour Customer Support – Call any time and speak to a representative without any miscommunication since call centers are here in the US.

How To Get Discover Targeted Offer:

1. Call in at 1-800-347-2683
2. Ask if there are any current promotions applicable towards your account
3. If eligible, you could be targeted for 1 of the current 5 promos out right now

Conclusion:

Current Discover cardholders, be sure to call in to see if you were targeted for an any of the promotions listed above. It’s easy and should just take you minutes to check. Of all evidence, the 3% cash back sounds pretty nice, as well as the 0% APR for 12 months, if you’re thinking about your next big purchase you want budgeted out. Wish they offered the CashBack Match-up targeted promotion again, however this current promo is still decent.  If you still would like to review other options, check out our complete list of Credit Card Promotions today!