It goes without saying that a majority of banks out there allows us to have credit cards and bank accounts show up under the same online account login. A year ago, Discover recently prompted every relationship holder to link their logins together as one. Discover used to allow a single credit card and Discover bank account as a separate login. The system would track your account(s) based on SSN. Upon merger, you will be able to choose one of the userID/password combos accounting for both logins.
Editor’s Note: Discover is currently offering a Refer-A-Friend Program for current Discover Cardholders. When you refer a new Discover credit card applicant, you could earn yourself a $100 bonus(es) for both you and your referred recipient! Click here for an Exclusive Discover It $100 referral Link.
| BONUS LINK | OFFER | REVIEW |
| Discover® Bank Online Savings terms apply | $150/$200 bonus + 3.60% APY | Review |
| Discover® Bank CD | Up to 4.00% APY | Review |
| Discover® Bank Money Market | Up to 3.55% APY | Review |
| Discover® Bank IRA CD | Up to 4.00% APY | Review |
| Discover® Checking | $360 Cash Back | Review |
Discover Credit Cards Login Changes Summary:
- Discover used to have it to where you have seperate logins for your credit cards and your banking accounts.
- A year ago, they introduced an option to merge the accounts
- As of recent, they prompted all cardholders/accountholders to merge the accounts into one whole entity.
- Some have reported having their Discover accounts automatically merged
- Each Discover card under your name will get it’s own Discover Deals offer even when merged into one login.
Discover Features:
- No Hidden Fees – No annual fees, no foreign transaction fees, no over limit fee, and no fee for your first late payment. Your interest rate will not increase for late payments.
- Price Protection – If you find a lower price within 90 days of making a qualifying Discover it card purchase, Discover will refund up to a $500 difference .
- Purchase Protection – If stolen or accidentally damaged, all eligible purchases made with the Discover It card are protected for up to $500 during the first 90 days.
- Fraud Protection – Discover will not make you liable for any charges that you did not make.
- Free real FICO score – Keep a close eye on your FICO credit score each month for free with the Discover It Card.
- Flexibility – The Discover It credit card allows you to choose your own monthly due date and you have until midnight of that day to pay by phone or online. This allows you to customize and manage your finances.
- U.S Based, 24 Hour Customer Support – Call any time and speak to a representative without any miscommunication since call centers are here in the US.
Conclusion:
If you have a Discover credit card as well as a banking account with them, odds are that you’ve been prompted to merge your logins for both your credit card account and bank account. This “merge” isn’t necessarily new news whatsoever considering they gave this option since last year, but some have been getting their accounts automatically merged. As for the CashBack Match or referrals, some have reported some discrepancy when merging logins, so it could be a good idea to keep both accounts separate until the first year ends. See our complete list of Credit Card Promotions!
 With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
