Discover Gives Everyone Free FICO Credit Scores

With many corporate establishments in the credit card field opening up a free credit score options booming out of 2015, it’s evident that Discover had to give that option as well, and as of today, Discover announced to launching their new service, creditscorecard.com. Discover now offers not just Discover customers, but everybody a chance to check their FICO score for absolutely no charge whatsoever through  Transunion, their credit reporting bureau based off the Scale 8 model.

You may be wondering, what is the key difference between Discovers free credit score and their competitors? Well, they will not only offer you a free credit score, but Discover also integrates the total number of accounts, length of your credit history, utilization rate and how many missed payments you have. And even a thorough summary of what is hurting or helping your credit score, all integrated through a sleek, simple interface; checking your FICO score has never been so easy!

Discover FICO Revisions:

This section applies for individuals who have tried Discovers FICO services early 2013. Discover was one of the first major credit card companies that launched a FICO score for free, and it’s pretty nice to see them make some user interface improvements and introducing a 2016 version of their FICO score website. The score will be now based on Transunion; Discover was Experian in the past and it really is nice to see a change. Along with a summarized report, you’ll now be offered an opportunity to track your credit score progress with features that allows you to see your score over time.

Discover FICO Summary: 

• Apply Now
• Promotion: Free FICO Credit Score via TransUnion
• Spending Requirement: None
• Expiration Date:  None
• Additional Requirements: When applying on creditscorecard.com , be sure to type in your SSN ( Discover will not hurt your credit score whatsoever)

Key Features:

• FICO^® Score for free
• What is helping and/or hurting the consumer’s FICO^® Score
• Summary of the data that determines the consumer’s FICO^® Score, including:
  • Payment history (35%)
  • Amounts owed (30%)
  • Length of credit history (15%)
  • New credit (10%)
  • Types of credit used (10%) – Revolving credit used
  • Number of recent inquiries
• Resources and education materials to help consumers stay on top of their credit
• Transunion 2016

How to Get Free FICO Score:

1. Go to creditscorecard.com
2. Sign up for a FICO Score; Name,Birth,SSN, etc.
3. After initial enrollment, answer Identifying questions before accessing your information
4. After this, you’ll be ready to log in and able to check your FICO!

Conclusion:

Discover is now launching their new 2016 interface free credit score evaluation and this will be provided for non-customers as well. This is now a great opportunity for people to check out their credit scores with Discovers new FICO score check. Considering Discovers history, they are one of the first credit card issuers to introduce a Free FICO credit score, and now with the recent changes from Experian to Transunion; you’ll now be more efficient with your credit with breakdown analysis technology regarding ways your credit score is affected and solutions. You’ll even be informed about your credit progress as well as your summary, giving you a huge advantage in the financial world!

Your credit score is a significant part of your lifestyle and it will determine whether you can get that all-new 2016 truck or car you wanted, and it even affects your home buying process. Without a doubt, this is a great product from Discover considering it’s a way for consumers to be accredited and legitimized for their spending.  Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.