For those who want to earn more than just 1 – 1.5% cash back, check out the Discover it® card! Cardholders earn 5% cash back in rotational categories, such as grocery stores and gas stations, and 1% cash back on all purchases.
New cardholders can sign up earn a $100 bonus after your first purchase through a referral link. If you’re already a Discover cardholder, you can opt into their Refer-A-Friend program, refer a friend, and earn a $100 statement credit for both you and your referred recipient!
Here’s how it works: new card applicants will receive a $100 referral bonus after your first purchase. Current card members who are still within the 12 billing periods of card membership will also have the opportunity. Otherwise, you’ll receive $100. You can have up to 10 referrals per calendar year.
Discover It Card Summary
Earn 5% Cash Back Each Quarter
5% Cashback Categories Overview
- First Quarter Cash Back Categories (Jan – March)
- Second Quarter Cash Back Categories (April – June)
- Third Quarter Cash Back Categories (July – Sept)
- Fourth Quarter Cash Back Categories (Oct – Dec)
Each quarter, you can earn a 5% Cashback Bonus at different places like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. You earn Cashback Bonus on every purchase. See the categories for each quarter above and click on the links for more information.
All other purchases net 1% cash back.
To sign up for the 5% Cashback Bonus program, log in to the Account Center or call 1-800-DISCOVER (1-800-347-2683) to activate every quarter.
Cash back rewards never expire. If your account is closed or you haven’t used it within 18 months, Discover will credit your account with your Cashback Bonus.
Redeem Rewards
It’s easy to redeem your rewards for your Discover it® card. Redeem your cash back in Discover’s Account Center. If you don’t want to register for the Account Center, call 1-800-DISCOVER (1-800-347-2683) to redeem.
You can redeem for gift cards with $5 free added to each card, starting at $20, pay with rewards at Amazon.com checkout, make a charitable donation, or deposit any amount into your bank account or apply to your Discover bill.
Conclusion
With the Discover it® card, you can earn 5% cash back on rotating categories that are catered to a variety of people’s spending habits.
Earn a $100 bonus for your first purchase when you sign up through our referral link today! Afterwards, you can use your own unique referral link to offer friends and family the same deal! Keep in mind that in order for them to receive the bonus, they will have to make at least one purchase.
You’re limited to 10 referrals per calendar year, which is a significant amount of cash you can reap.
For all other Discover credit cards, see them in our masterpost. Discover also offers bank bonuses you can see as well if you’re interested in banking with them!