Discover has launched their 5% cash back category for the third quarter between July through August.
Be sure to activate/register to earn 5% cash back on the categories for this quarter, capped at $1,500 in spend. This is a great way to earn increased cash back on every day purchases and save while you spend!
(Learn more at Discover)
Discover Third Quarter 5% Cashback Categories
Third Quarter 5% Cash Back Categories: Restaurants & PayPal.
Terms: Activate to earn 5% Cashback Bonus at Restaurants and PayPal from 7/1/21 (or the date on which you activate 5%, whichever is later) through 9/30/21, on up to $1,500 in purchases. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. PayPal qualifying purchases are those made through the PayPal wallet online, when you send money to Friends and Family via PayPal using your Discover Card, and point-of-sale transactions using PayPal Here. Payments made through the Xoom transfer service are not eligible for 5%. Any restaurant purchase made using PayPal will only be awarded a total of 5% Cashback Bonus. PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Listed merchants are in no way sponsoring or affiliated with this program.
(Learn more at Discover)
Discover 5% Cash Back Categories Overview
Below are the cash back categories for 2021:
- January-March 2021: Grocery Stores, Walgreens and CVS (Ends 3/31/2021)
- April-June 2021: Gas Stations, Wholesale Clubs and Select Streaming Services (Activation begins 2/1/2021)
- July-September 2021: Restaurants and PayPal (Activation begins 5/1/2021)
- October-December 2021: Amazon.com, Walmart.com and Target.com (Activation begins 8/1/2021)
Below are 2020’s cash back categories:
- January-March 2020: Grocery Stores, Walgreens and CVS (Ends 3/31/2020)
- April-June 2020: Gas Stations, Uber, Lyft and Wholesale Clubs (Activation begins 2/1/2020)
- July-September 2020: Restaurants and Paypal (Activation begins 5/1/2020)
- October-December 2020: Amazon.com, Walmart.com and Target.com AND Best Buy (11/25/2020 through 12/31/2020) (Activation begins 8/1/2020)
How To Earn Discover It First Quarter 5% Cash Back
- Apply for the Discover It Card if you haven’t already.
- Log into your Discover Account.
- Register and spend for the 5% category.
- Once registration is complete, you’ll receive 5% on the applicable categories.
Conclusion
Taking advantage of 5% cash back categories can be a great way to make money and save money on your purchases. Although spending is capped at $1,500 per quarter, you’ll still have the opportunity to earn up to $75 per month.
This can surely go a long way. Now if this card isn’t of interest to you, we suggest checking out more credit card offers or comparing the Discover credit card with other 5% cards like the Chase Freedom Flex or ABOC Platinum.
(Learn more at Discover)
View other Discover Cash Back Categories:
- Discover It First Quarter 5% Cash Back Categories
- Discover It Second Quarter 5% Cash Back Categories
- Discover It Fourth Quarter 5% Cash Back Categories
Alternative 5% Cards to Consider
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
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