Discover Bank makes finding your pre-approved credit cards so much more simpler and there’s no impact on your credit upon pre-approval. All you have to do is fill out your credentials: First name, last name, address, income, SSN, etc. Your application is secured, so there’s no discrepancy anywhere along the process. Once you have successfully fulfilled all the questions and criteria listed, you can read the terms and condition and submit your information. In which case, Discover will then obtain information from your personal credit report or credit reporting agencies to determine which credit card offer you are eligible for.
| BONUS LINK | OFFER | REVIEW |
| Discover® Bank Online Savings terms apply | $150/$200 bonus + 3.60% APY | Review |
| Discover® Bank CD | Up to 4.00% APY | Review |
| Discover® Bank Money Market | Up to 3.55% APY | Review |
| Discover® Bank IRA CD | Up to 4.00% APY | Review |
| Discover® Checking | $360 Cash Back | Review |
Recommended Discover Cards:
- Discover It Miles Card
- Discover It CashBack Match Card
- Discover It 18 Month Balance Transfer Card
- Discover It Chrome Card
- Discover It for Students
Discover Pre-Approval Application Process:
- Fill out your First Name, Last Name (Middle Name if applicable)
- Address (Street Address, Zip Code, City, State, Apt/floor if applicable)
- Are you a student?
- Total Annual Gross Income (You do not have to include alimony, child support, or separate maintenance income)
- Monthly Housing/Rent Payment
- Date of Birth
- Social Security Number
- Select a card that you’d think benefit you the most ( Discover It Miles Card for travel, Discover It Card for cashback categories,
- Discover It Chrome Card for unlimited cash back, etc.,)
In this segment, I want to go over all of our tips and tutorials that revolves around Discover, mainly their credit card products. In which case, if you’re having a hard time logging into your Discover account, we can help with our step-by-step guide on How To Login To Your Discover Bank Online.
One thing I widely recommend those of you that are newer to Discover Bank is to take advantage of their Financial Education Tools which offers you educational resources from credit management to paying for college or savings solutions. If you’re a college student looking to shred some debt, then Discover’s Financial Goal Calculator is a viable option. Note that when you become a Discover cardmember, you’ll also be able to reap their Free Account Monitoring Services which provides for anything from free social security alert to new account alerts for that extra ounce of protection you may need.
Conclusion:
Discover Bank’s Pre-approval Application Process is simple and should only take you a minute or two to finish. Once you have submitted your application, Discover will then obtain information from your personal credit report or credit reporting agencies to determine which credit card offer you are eligible for. Keep in mind that most credit cards offer by Discover Bank are for people with relatively average-decent credit scores. Out of my recommendations, the Discover It Card and/or Discover It Miles Card are definitely my go-to. Be sure to also check out our complete list of the Bank bonuses for all your banking needs!
