There are several traditional ways of easily earning points, and miles, like credit card welcome bonuses, flights, and hotel stays. Then, there are the non-traditional ways that rewards hackers swear by. One trick is “double dipping” when you earn two different types of rewards for a single activity. It’s one of the best ways to make the most out of your credit card spending.
Check out our list of the best credit card bonuses here.
Read below for more information on our list of the top double, triple, and even quadruple dips.
Shopping Portals
If you shop online quite often, then using a shopping portal is a great way for you to double dip. These are third-party websites that partner with a variety of retailers to give you points, miles, or cash. Just click through the poral to the merchant’s website to earn these perks. Rewards for shopping portals are earned on top of the points, miles, or cash back you get from making the purchase with your credit card.
There are different types of shopping portals. They can include: airline, hotel, credit card, and cash back. Plus, since there’s so many to pick from, it can be a little overwhelming to see which one has the best offer. You can use a shopping portal aggregator like Cashback Monitor. These websites will compare earning rates across portals by specific retailers. Just look for a merchant and pick the portal that offers the most value.
Additionally, shopping portals come with limited time bonuses with elevated earning potential. The earning rate for specific merchants or bonus rewards for specific purchases over a holiday are included.
Anything that relates to rewards, you have to read the fine print for every shopping portal to be sure your purchase is eligible for the bonus.
Restaurants
When you use the right credit card to dine out, you can earn tons of rewards with it. Especially if you have a card like Chase Sapphire Reserve which gives triple points on restaurant purchases. However, you can earn more rewards when you double dip. Here are several ways you can do it:
- Dining Programs. Airline and hotel loyalty programs often have dining rewards networks. When you pay for a meal with a linked credit card, participating restaurants will reward you with points or miles. Again, these bonuses are separate from the rewards you earn with your credit card. Below is a list of popular dining programs and their welcome bonuses.
| Dining Program | Welcome Bonus |
| Alaska Mileage Plan Dining | 1,000 bonus miles when you spend $30 within your first 30 days. |
| American AAdvantage Dining | 1,000 bonus miles when you spend $25 within your first 30 days. |
| Delta SkyMiles Dining | 3,000 bonus miles when you spend $90 your first 30 days.* |
| Southwest Rapid Rewards Dining | 1,000 bonus miles when you spend $25 within your first 30 days. |
| United MileagePlus Dining | 3,000 bonus miles when you spend $100 within your first 30 days.* |
| Hilton Honors Dining | 1,000 bonus points for your first visit. |
- OpenTable. You’ll get 100 points for every reservation you make (or 1,000 points at select restaurants and times) which you can redeem for future dining. So, each completed OpenTable reservation you make earns a discount on a future meal.
- Restaurant Vouchers/Certificates. Purchase discounts on meals at certain restaurants via sites like Restaurant.com, Groupon and Living Social. Be sure to read the fine print, as many of these vouchers have special limits on days, times and dishes.
QUADRUPLE DIP EXAMPLE: OpenTable + Restaurant.com/Groupon/Living/Social/other discount + dining program + credit card dining rewards.
RewardsPlus
United Airlines and Marriott is partnered up to offer their members elevated bonus points and elite status benefits through the RewardsPlus program.
All Marriott Bonvoy members will enjoy a 10% bonus when you transfer your Marriott points to United States.
This bonus is an extra to the standard 5,000 mile bonus you’ll receive for every 60,000 Marriott points you convert.
Here are the terms of elite status:
- Marriott Bonvoy Titanium and Ambassador members automatically receive United MileagePlus Premier Silver status.
- United MileagePlus Gold members or higher automatically receive Marriott Bonvoy Gold status.
TIP: The Platinum Card from American Express and Marriott Bonvoy Brilliant American Express card are issued by American Express. Automatically get Marriott Gold elite status with these cards.
American Airlines + Hyatt
In 2019, American Airlines and Hyatt partnered up o offer reciprocal points earning and fast tracking to elite status for specific members.
Hyatt elites earn 1x bonus points on AA flights. Meanwhile, AA elites earn 1x bonus miles on Hyatt stays.
These bonuses are in addition to the normal AAdvantage miles you would get from flights or Hyatt points you get from stays. Just link your AAdvantage and World of Hyatt accounts. Then, you’ll be automatically rewarded accordingly.
Additionally, you can get the chance to fast track to elite status. For Hyatt, fast tracking is available to Explorist or Globalist elites. AA fast tracking is limited to people with AAdvantage Platinum status or higher. If you have AA’s invite-only Concierge Key status, you’ll automatically get Hyatt Globalist status.
TIP: The World of Hyatt Credit Card automatically grants Discoverist elite status.
Hyatt + M Life
Back in 2013, Hyatt partnered with MGM Resorts so members can earn and redeem points much easier at luxurious properties on the famed Las Vegas Strip.
World of Hyatt members earn points and elite credits for stays at participating MGM properties like Bellagio, Mandalay Bay, and Vdara. You can earn M life tier credits for these stays as well.
The Hyatt and M life partnership also comes with status matching:
| World of Hyatt | M Life |
| Member | Sapphire |
| Discoverist | Pearl |
| Explorist | Gold |
| Globalist | Gold |
With your M life status, you’ll get access to on-property benefits, including room upgrades, priority check-in, and VIP line access to nightclubs and pool areas.
Retail Loyalty Programs
While retail loyalty programs won’t give you free luxurious hotel stays or first-class tickets. You can still earn some kind of reward for your loyalty with office supply stores, sports retailers, restaurants, pet supply stores, and more.
Many retail loyalty programs will reward you with future discounts. For example, get a $5 coupon for every $100 you spend. Sometimes, merchants will offer extra perks for their loyal members like complimentary shipping and a free birthday gift each year.
TRIPLE DIP EXAMPLE: Retail loyalty program + online shopping portal + credit card rewards.
Be sure that you check if your favorite retailers have loyalty programs and sign up for them so you can start earning rewards. To view our favorite underrated loyalty program, look for The 7 Best Loyalty Programs You Don’t Know About.
Amex Offers
If you have an American Express card, then you should utilize the Amex Offers program. These promotions will usually come in one of three forms:
- Spend X amount of dollars and get Y number of bonus points.
- Spend X amount of dollars and get Y amount of dollars back.
- Get X additional points for each dollar you spend at a select merchant.
Taking advantage of one or two of these deals each year will cover the cost of most Amex cards’ annual fees. Additionally, you can stack Amex Offers with other “double dips” on our list, so you can be “triple dipping.”
TRIPLE DIP EXAMPLE: Amex Offer + dining program + credit card dining rewards.
Amex Fine Hotels & Resorts
Many luxury resorts partner with booking platforms to offer extra perks during your stay. One of the best options to double dip this way is with American Express Fine Hotels & Resorts for people who have the Platinum Card from American Express.
This combination will enable you to book rooms at high-end chain hotels and boutique and unaffiliated properties worldwide. Since you’re booking with Amex rather than directly with the hotel, you’ll get several extra perks during your stay. This can include: free breakfast, room upgrades, property credits, early check-in, late checkout, or a welcome amenity. These perks with the 5x points you earn on prepaid hotel bookings are great.
TRIPLE DIP EXAMPLE: Luxury hotel program + hotel loyalty program + credit card hotel rewards.
Another great thing about the Amex Fine Hotels & Resorts program is that you’ll still earn points, elite credits and perks for your stays as a hotel loyalty program member (except Marriott Bonvoy).
Credit Cards Mentioned
 The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®. Member FDIC |
 The Platinum Card® from American Express offers 125,000 Membership Rewards points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts(R) or The Hotel Collection bookings through American Express Travel using your Platinum Card(R). The Hotel Collection requires a minimum two-night stay. • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required. • With American Express Global Lounge Collection you can enjoy access to over 1,400 airport lounges globally, including The Centurion Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express App or visit http://www.americanexpress.com/findalounge#/loungefinder. • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month. • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card. • $200 Uber Cash: Platinum Card Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction. • $199 CLEAR® Plus Credit: CLEAR Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues. • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Platinum Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost. • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card. That's up to $50 in statement credits semi-annually. Enrollment required. This card comes with a $695 annual fee.¤ (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. |
 The Marriott Bonvoy Brilliant® American Express® Card offers 185,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide. With this card, you'll earn: • 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy. • 3X points at restaurants worldwide and on flights booked directly with airlines. • 2X points on all other eligible purchases. • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide. A Marriott Bonvoy Platinum Elite member will earn 50% more points on eligible purchases at participating hotels for each U.S. dollar or the currency equivalent that is incurred and paid for by the member. Fee Credit for Global Entry or TSA PreCheck: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant American Express Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck. $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at Marriott, The Ritz-Carlton or St. Regis when you book direct using a special rate for a two-night minimum stay using your Card. Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Certain hotels have resort fees. This card comes with a $650 annual fee and no foreign transaction fees. (See Rates & Fees) Furthermore, enjoy unlimited airport lounge visits when you enroll in Priority Pass Select membership. Terms Apply. |
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Conclusion
Overall, double dipping or even triple dipping is a fast and simple way for you to get more for your credit card expenses. Additionally, you can use the benefits it comes with to get more for your next vacation.
