Find the latest Experian bonuses, promotions, and offers here.
Update 6/17/24: Currently, you can earn a $50 bonus when you set up direct deposit. Plus, paydays get even better with paychecks hitting your account up to 2 days early.
About Experian Smart Money Digital Checking Review
Introducing the Experian Smart Money Digital Checking Account, designed by credit experts. A debit card that helps you build credit.
The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.
I’ll go over the Experian bonuses & offers below.
Experian Experian Smart Money Digital Checking $50 Bonus
Earn a $50 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $50 Bonus
- Eligible account: Checking
- Availability: Nationwide
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: None
- How to earn it:
- Enroll in a free membership and open a digital checking account through Experian.
- To be eligible for the $50 bonus, your Experian Smart Money Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid.
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid.
- The bonus will be deposited into your account within 10 business days, once earned.
- Limit 1 bonus per cardholder.
- Offer subject to change by Experian at any time without prior notice.
- Terms and conditions apply.
- See the Incentives section in the Cardholder Agreement to learn more.
How To Waive Monthly Fee
- Experian Smart Money Digital Checking Account: No monthly fee
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Conclusion
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Experian Bonuses, Promotions, or Offers!
