Are you interested in putting some extra cash in your pockets? Fidelity has everything investment related, but here’s an interesting product you should be getting into as well! Fidelity is offering their Brokered Certificate of Deposit account with a wide range of rates made to fit all your needs. Currently, they are offering a 2.40% APY 9-Month CD on balances of 1,000. If you are interested, be sure to apply as soon as you can because these rates are subject to change.
There’s some noticeable differences with the Fidelity Brokered CD from typical CD’s. Your Brokered CD is FDIC-insured up to $250,000, however, you can expand that limit by having Brokered CDs purchased by multiple banks and held into a single account at Fidelity. A Brokered CD can also be traded on a secondary market, meaning you don’t have to wait until maturity. So if you’re interested in getting a new CD account with them, be sure to read more!
Fidelity Brokered CD Summary
- Direct Link to Offer
- Account Type: CD account
- APY Rates:
| Term | APY Rate | Minimum Deposit |
| 3 Month CD | 2.40% | $1,000 |
| 6 Month CD | 2.40% | $1,000 |
| 9 Month CD | 2.40% | $1,000 |
| 12 Month CD | 2.45% | $1,000 |
| 18 Month CD | 2.45% | $1,000 |
| 24 Month CD | 2.50% | $1,000 |
| 36 Month CD | 2.60% | $1,000 |
| 48 Month CD | 2.70% | $1,000 |
| 60 Month CD | 2.80% | $1,000 |
| 120 Month CD | 3.10% | $1,000 |
- Availability: Nationwide (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $1,000
- Additional Requirements: None
- Early Withdrawal Fee: Not specified
- Auto-Renewal: Not specified, check with CSR for additional information
Fidelity Best CD Rates
Within this section, I want to get across any and all of the listed best ranked CD rates per term that Fidelity Bank satisfies with their Brokered CD product. Considering that Fidelity offers such an exceptional CD rate across all boards of their terms and absolute flexibility, it’s safe to say that they have what it takes to be on our Best 9-Month CD Rates.
Fidelity Brokered CD Account Features
- Peace of Mind: No hidden fees. No maintenance fees.
- Multitude of Services: Bill Pay, Cash Management, Statements and much more!
- Retirement Planning: They offer help when planning your retirement, Fidelity will help you adjust and prepare you for your transition into retirement by planning for expenses, and finding ways to cover for unexpected expenses.
- FDIC Insured: Fidelity Brokered is insured by the Federal Deposit Insurance Corporation.
Conclusion
Fidelity Bank offers a grand selection of CD lengths with exceptional rates across the board. You can take advantage of their 2.40% APY 9-Month CD. Fidelity offers brokered CDs through two main venues—as new issue offerings and from the secondary market.
Fidelity sets their CD product apart from normal banking CD’s by offering you the ability to trade your Brokered CD with no trading fees attached! Also, their Auto Roll Program can be great usage for those of you already looking into their product. Be sure to also see our complete list of the CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
We wish to invest close to $200K of reserve funds into a brokered, one-year CD …. We are a condominium association, not an individual …. how do we fill out the application?