Fidelity Bonuses: $25, $50, $86, $100, $150 Brokerage IRA or Cash Management Offers (Nationwide)

Take advantage of the latest Fidelity bonuses, promotions, and offers here.

Currently, you can find bank bonuses with values up to $100, $150 in promotional offers.

Fidelity Bonuses Review

Fidelity Spire^® is a goal-based financial app focused on helping you save, plan, and invest for your short-term and long-term goals. You can track progress on your goals by linking Fidelity and non-Fidelity accounts.

I’ll review the current Fidelity bonuses below.

Fidelity $100 Cash Management Bonus

Open an eligible account and deposit $50 to claim your $100 bonus – plus you’ll get our step-by-step guide to start learning to invest on your own, but never alone.

• What you’ll get: $100 bonus
• Eligible account: Fidelity Account, Cash Management, ROTH IRA, IRA
• Availability: Nationwide
• Credit Inquiry: Soft Pull
• How to earn it:
  • When you open a Fidelity® Cash Management Account from within Goal Booster, we’ll give you $100.
  • You’ll need a balance of $50 in your account within 45 days of opening, so hop to it!
  • Use the offer code GB100 during account opening to register for the offer.

(Limited time offer)

Fine Print

• This offer is valid for new or existing Fidelity Brokerage Services LLC (“Fidelity”) customers who open through the following link https://digital.fidelity.com/prgw/digital/goal-booster/offer and fund a new, eligible Fidelity Cash Management Account with a minimum of $50 on or after 05/11/2023 and have not otherwise previously taken advantage of Fidelity’s $50 for $100 cash offer, or Fidelity’s $50 for $150 cash offer in the last 12 months.
• Offer is limited to one bonus award per individual.

Fidelity $100 IRA Bonus

• What you’ll get: $100 bonus
• Eligible account: Fidelity Account, Cash Management, ROTH IRA, IRA
• Availability: Nationwide
• Credit Inquiry: Soft Pull
• How to earn it:
  • Open a Fidelity retail IRA and deposit $50. They’ll give you $100.
  • Use promo code FIDELITY100 when opening a Roth IRA or traditional IRA.

(Limited time offer)

Fine Print

• This offer is valid for new or existing Fidelity Brokerage Services LLC (“Fidelity”) customers who open and fund a new, eligible Fidelity account with a minimum of $50 on or after 12/03/2022 and have not otherwise previously taken advantage of Fidelity’s $50 for $100 cash offer.
• Limit of one $100 match on a minimum $50 deposit.
• Deposits greater than $50 are not eligible for additional match amounts.
• Use promo code FIDELITY100 when opening a Roth IRA or traditional IRA, or one of the other eligible accounts.
• Offer is not valid for a Fidelity Go® IRA.

Fidelity $100 Bonus

Open an eligible account and deposit $50 to claim your $100 bonus – plus you’ll get our step-by-step guide to start learning to invest on your own, but never alone.

• What you’ll get: $100 bonus
• Eligible account: Fidelity Account, Cash Management, ROTH IRA, IRA
• Availability: Nationwide
• Credit Inquiry: Soft Pull
• How to earn it:
  • Pick the account that fits your goals. Get started with no account fees, $0 commission trades for online US stocks, and no minimums to open an account.
  • Snag your $100 reward. Here’s how to get paid: After you open your new account, add at least $50 within 15 days. Once that’s done, we’ll deposit $100 into your account.
  • Put that free money to work. Now it’s time to give your cash the potential to grow! If this is your first time choosing your own investments—or maybe you just want a refresher—remember that you don’t have to go it alone, now or later.

(Limited time offer)

Fine Print

• Starting on May 23, 2022, when you open an eligible account and make a deposit of $50 or more, you’ll receive a $100 cash reward deposited into the eligible account that qualified you for the offer.
• Fidelity reserves the right to modify the terms and conditions or terminate the offer at any time.
• Other terms and conditions or eligibility criteria apply.
• See terms and conditions for more information.

Fidelity Youth Account $150 Bonus

Earn a $150 bonus when you open a youth account. 

• What you’ll get: $150 Bonus
• Eligible account: Youth Account
• Availability: Nationwide
• Credit Inquiry: Soft Pull
• How to earn it:
  • $100 for you when you fund a new account with $50
  • $50 for your teen when you open a Youth Account

(Limited time offer)

Fine Print

• In order to receive the $100 bonus award, users must complete the following:
  • Register for the offer by opening a new, eligible Fidelity account on or after 12/03/2022. The eligible account must be opened through the offer link. Each eligible account has unique features which you should consider prior to opening. This offer does not constitute a recommendation by Fidelity as to which, if any, account is appropriate for your personal situation.
  • Use the offer code Fidelity100 to register for the offer.
  • Fund the account with a minimum of $50 (“Net Deposit”) from an external, non-Fidelity source.
  • The Net Deposit at the end of the 15 calendar days after account opening (“the qualification period”) must be at least $50.
  • For purposes of this offer, “Net Deposits” shall mean total external deposits or transfers (including cash, eligible securities and/or margin debit balance transfers) minus assets withdrawn or transferred out of the accounts within the qualification period.
  • As a confirmation of your registration, an email will be sent to the email address you provided during the account opening process after the eligible account has been established in good order.
  • Eligible accounts include The Fidelity Starter PackSM (bundled offering including both The Fidelity® Account and the Fidelity® Cash Management Account), The Fidelity Account®, Fidelity® Cash Management Account, Fidelity Roth IRA, or a Fidelity Traditional IRA. No other accounts are eligible for this offer.
  • For individuals who open a Roth or Traditional IRA account, in order to be eligible to contribute to the IRA (Traditional or Roth) you will need to have earned income at least equal to any IRA contribution made for the tax year you apply your IRA contribution to. Individuals who max out their contribution for the calendar year are also not eligible for the bonus award. If an individual has no earned income, they will not be eligible to make contributions to the Roth or Traditional IRA and as a result not eligible for the bonus award.
  • Account holders must maintain the bonus award (minus any losses related to trading or market volatility, or margin debit balances) in the account for at least 90 days from the date on which the bonus award is credited to the account. Fidelity may charge accounts that fail to comply with this requirement the cost of the bonus award.
• In order to receive the $50 bonus award, users must complete the following:
  • Qualify for the offer by opening and activating a new, Fidelity Youth Account on or after 01/24/2022.
  • Parents or guardian of the teen must have their own Fidelity brokerage account to start the account opening process.
  • Parent or guardian of the teen must initiate the application process and once completed, the teen will receive instructions on how to activate their account.
  • A confirmation will be sent out to the teen once the bonus award has been deposited into the teen’s account.
  • No further investment or trading is required to qualify for the offer

Fidelity $100 DE529 Education Savings Plan Bonus

Delaware residents who open and fund a DE529 Education Savings Plan account with at least $100 for a child 5 years of age or under will receive a $100 match contribution.

• What you’ll get: $100 Bonus
• Eligible account: DE529 Education Savings Plan
• Availability: Delaware
• Credit Inquiry: Soft Pull
• How to earn it:
  • Delaware residents who open and fund a DE529 Education Savings Plan account with at least $100 for a child 5 years of age or under will receive a $100 match contribution.

(Limited time offer)

Fine Print

• The First State, First Steps Program (“First Steps Program”) is an education savings incentive program available to eligible Delaware residents. The First Steps Program is sponsored by the DE529 Plan, was approved by the Plans Management Board (the “Board”), whose members serve as Trustees of the Delaware College Investment Plan Trust (the “Trust”) and is administered by the Delaware Office of the State Treasurer (“OST”). The First Steps Program provides for a one-time $100.00 contribution (“Contribution”) to a DE529 Plan Account (“DE529 Account” or “Account”) registered in the name of an individual as Participant opened between July 1, 2022, and December 31, 2023 for an eligible Beneficiary. The First Steps Program has the following eligibility requirements: (i) the Beneficiary of the applicable DE529 Account must be five years of age or younger at the time of Account opening, (ii) the Beneficiary of the applicable DE529 Account must be a Delaware resident at the time the applicable DE529 Account is opened, and (iii) a minimum contribution of at least $100.00 must be made to the DE529 account by the Participant at the time of Account opening.
• The First Steps Program shall remain in effect July 1, 2022, through December 31, 2023, and may be extended or discontinued by the Board at any time without notice. It is expected that Contributions made to eligible DE529 Accounts shall be made on a quarterly basis during a calendar year. Contributions under the First Steps Program shall be made from the administrative fund within the Trust and are contingent on funding approved by the Board. Eligible DE 529 Accounts will receive contributions under the First Steps Program automatically, unless you opt out of the Program. If you do not want to participate in the First Steps Program, you must contact Fidelity at 800-544-1655 or go to https://www.fidelity.com/529-plans/delaware within 30 calendar days of opening your DE529 Account. An eligible Beneficiary may receive only one $100.00 contribution under the First Steps Program regardless of the number of Accounts opened and funded on behalf of the Beneficiary. If more than one DE529 Account is opened on behalf of an eligible Beneficiary, the contribution will be made to the first Account established in good order on behalf of the eligible Beneficiary.
• The contribution will count towards the DE529 Plan’s maximum contribution limit, and any DE529 Account distribution that is not used for Qualified Higher Education Expenses of the Beneficiary may be subject to income taxes and a 10% federal penalty tax. You should consult with a tax advisor regarding your specific situation. Fidelity Investments manages the DE529 Plan under a contract with the OST but is not otherwise affiliated with DE529 Plan, the Board, the OST, or any government agency and is not responsible for the funding of First Steps Program contributions. For more information on the First Steps Program, please contact Fidelity at 800-544-1655 or go to 529.delaware.gov.

Fidelity $100 CHET Baby Scholars Bonus

Get a $100 bonus to jump start college savings for your baby residing in Connecticut. It’s fast and easy.

• What you’ll get: $100 Bonus
• Eligible account: CHET Baby Scholars College Savings
• Availability: Connecticut
• Credit Inquiry: Soft Pull
• How to earn it:
  • Open your account, get $100: Just open your CHET account and $100 will automatically be deposited into your account—with no contribution required from you.

(Limited time offer)

Fine Print

• For those accounts who qualified for and received the initial contribution prior to July 1, 2021, an additional $150 will be made available to those CHET account owners who contribute at least $150 into the account on or before the child’ fourth birthday (or fourth anniversary of the child’s adoption).
• Both the first and second contribution will be made into one CHET account for which the child is a beneficiary. The initial $100 contribution will not count toward the $150 requirement. If the account is opened with any amount greater than $150 for the initial contribution, the full $250 will be deposited into the account.

Fidelity Spire $50 Bonus

Earn up to $50 with Fidelity Spire.

• What you’ll get: $50 Bonus
• Eligible account: Fidelity Spire
• Availability: Nationwide
• Credit Inquiry: Soft Pull
• How to earn it:
  • In order to receive the bonus award, Spire users must comply with the following requirements:
    • Register for the offer by opening a new, eligible Fidelity account on or after 9/30/2021. The eligible account must be opened within the Fidelity Spire® app. As a confirmation of your registration, an email will be sent to the email address you provided during the account opening process within 48 hours after the eligible account has been established in good order.
    • Accounts opened with a designated Fidelity representative or through any means outside of the Fidelity Spire® app will not be registered or eligible for this offer.
    • Eligible accounts include The Fidelity Account, Fidelity Cash Management Account, Fidelity Roth IRA, or a Fidelity Traditional IRA. No other accounts are eligible for this offer. Each eligible account has unique features which you should consider prior to opening. This offer does not constitute a recommendation by Fidelity as to which, if any, account is appropriate for your personal situation.
    • For individuals who open a Roth or Traditional IRA account, in order to be eligible to contribute to the IRA (traditional or Roth) you will need to have earned income at least equal to any IRA contribution made for 2021. Individuals who max out their contribution for the calendar year are also not eligible for the bonus award. If an individual has no earned income, they will not be eligible to make contributions to the Roth or Traditional IRA and as a result not eligible for the bonus award.
    • Establish an automatic monthly deposit with a minimum of $10 per month which must remain in effect for at least 6 months from the date of initial deposit. Fidelity may charge accounts that fail to comply with this requirement the cost of the bonus award.
    • The Net Deposit at the end of the 20 days after account opening (“the qualification period”) must reach one of the following tiers. Deposits of $10.00 to $24.99 may receive $10, deposits of $25.00 to $49.99 may receive $25, and deposits of $50.00 or more may receive $50.00. Funding must come from an external, non-Fidelity source.
    • For purposes of this offer, “Net Deposits” shall mean total external deposits or transfers (including cash, eligible securities and/or margin debit balance transfers) minus assets withdrawn or transferred out of the account within the qualification period.
    • Account holders must maintain the bonus award (minus any losses related to trading or market volatility, or margin debit balances) in the account for at least 6 months from the date on which the bonus award is credited to the account. Fidelity may charge accounts that fail to comply with this requirement the cost of the bonus award.
  • The bonus award will be deposited directly to the eligible account within 5 business days after the qualification period. Amounts deposited by you to qualify for the offer and by Fidelity in the form of the bonus award will be initially held in the eligible account’s core position. You will be provided information regarding the available core positions for the account type you select during the account opening process. Depending on the account type you select, you may have the option of selecting a money-market fund sponsored by a Fidelity affiliate as your core position. No further investment or trading is required to qualify for the offer.

(Limited time offer)

Fine Print

• This offer is available to new or existing Fidelity Brokerage Services LLC (“Fidelity”) customers who open a new, eligible Fidelity account on or after 9/30/2021 in the Fidelity Spire® app and establish the required automatic monthly deposit as detailed below.
• Offer is limited to one account per individual.

Fidelity Bloom $86 Bonus

Fidelity Bloom℠ is a free financial app and debit card with automated cash rewards to help you build long-lasting habits. To get started, Fidelity will give you up to $86 bonus.

Update 1/27/23: Multiple readers are reporting that the 10% back promo, up to $30 back, seems to be working now for a second time. It was initially to be 10% ($30) your first year and then 5% ($15) future years, but they seem to have extended it for everyone to get the 10% again in 2023, even those who got it already in 2022.

• What you’ll get: $86 Bonus
• Eligible account: Fidelity Bloom
• Availability: Nationwide (Bank Locator)
• Credit Inquiry: Soft Pull
• How to earn it:
  • In order to receive up to $86 bonus, users must complete the following steps:
    • Download and sign up for the Fidelity Bloom app.
    • The net deposit at the end of the 7 calendar days after the initial funding date must be at least $25.
    • You will then receive a $50 bonus as a reward.
    • Get an extra $6 in offers: $1 for linking an account and $5 for checking out their cash back options.
    • Deposit an additional $275 ($300 total) before the end of 2022 and you’ll get an additional $30 bonus with the match bonus.

(Limited time offer)

Fine Print

The following individual accounts are eligible to receive the $25 deposit for the offer.:

• The Fidelity Bloom℠ Spend Account®
• The Fidelity Bloom℠ Save Account®

Deposits can be made to either account as long as the total deposit amount between the two accounts equals $25 or more.

Accounts that are opened with a Fidelity representative or outside of the Fidelity Bloom mobile app are not eligible.

Fidelity Create a Goal $25 Bonus

Fidelity is offering a $25 bonus when you create a goal.

• What you’ll get: $25 Bonus
• Eligible account: Fidelity
• Availability: Nationwide
• Credit Inquiry: Soft Pull
• How to earn it:
  • In order to receive the $25 bonus award, the following conditions apply:
    • You must create a Goal between December 2, 2022 and by December 31, 2022.
    • For purposes of this offer, “Create a Goal” shall mean clicking “Create your Goal” on the New Account Checklist Banner, choosing the Goal you wish to create, and following the steps until you reach and click on “View Analysis”, “View Results”, or “Get Results” on the respective Goal. Once you are redirected to the results page, you will be registered for the bonus award.
    • You must create a Goal from the New Account Checklist banner, those who create a Goal without visiting the New Account Checklist banner will not receive a bonus award.
    • The New Account Checklist banner can be accessed either through your “Welcome to Fidelity” email, or by logging into Fidelity.com, going to the Portfolio Summary page, and clicking on your New Account Checklist.
    • Goals created before December 2, 2022 do not qualify; however, provided you have opened a new eligible account between September 6, 2022 and December 1, 2022, you may enter a new Goal and qualify for the bonus award.
    • The Goal must be created by December 31, 2022.
    • Account holders must maintain the bonus award (minus any losses related to trading or market volatility, or margin debit balances) in the account for at least 90 days from the date on which the bonus award is credited to the account. Fidelity may charge accounts that fail to comply with this requirement the cost of the bonus award.
    • There are no funding requirements to receive your bonus award.

(Expires 01/31/2023)

Fine Print

• The bonus award will be deposited directly to the eligible account by 01/31/2023 and will be initially held in the eligible account’s core position.
• You were provided information regarding the available core positions for the account type you selected during the account opening process.
• Depending on the account type you selected, you may have had the option of selecting a money-market fund sponsored by a Fidelity affiliate as your core position.
• No further investment or trading is required to qualify for the offer.

Fidelity $100 Bonus (Expired)

Open an eligible account and deposit $50 to claim your $100 bonus – plus you’ll get our step-by-step guide to start learning to invest on your own, but never alone.

• What you’ll get: $100 bonus
• Eligible account: Fidelity Account, Cash Management, ROTH IRA, IRA
• Availability: Nationwide
• Credit Inquiry: Soft Pull
• How to earn it:
  • Use promo code FIDELITY100 when opening the Fidelity Starter PackSM, The Fidelity Account®, a Fidelity® Cash Management Account, Roth IRA, or traditional IRA.
  • Deposit at least $50. Fund your account within 15 days by depositing $50 or more.
  • Get paid! Who doesn’t love getting paid? We’ll deposit $100 within 25 days of your account being opened.

(Limited time offer)

Fine Print

• Starting on December 3, 2022, when you open an eligible account and make a deposit of $50 or more, you’ll receive a $100 cash reward deposited into the eligible account that qualified you for the offer.
• Fidelity reserves the right to modify the terms and conditions or terminate the offer at any time.
• Other terms and conditions or eligibility criteria apply.
• See terms and conditions for more information.

Conclusion

Overall, if you are a resident in an area with a Fidelity location, you have the chance to earn cash bonuses ranging up to $50 in value. There is a vast array of promotions, and they just require you to open eligible checking accounts and meet certain requirements like using a promo code and maintaining a minimum balance.

If these bank deals interest you, sign up today! Let us know in the comment section below how these bonuses went for you!

While these bank promotions are fantastic, you should also take advantage of our own list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you do not live in any of the qualifying states, definitely take a look at our bank bonuses list to find other offers. Some of our more popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more Fidelity Bonuses, Promotions, or Offers!