Find an updated list of Fidelity Bank bonuses, promotions, and offers here.
Update 1/21/25: You can now earn a $400 checking & savings bonus through 3/31/25.
Fidelity Bank Bonuses Review
Fidelity Bank (MA) is headquartered in Fitchburg, Massachusetts. This bank was established in 1888 and has 13 locations in Massachusetts. There are other banks with the same name, so make sure you are on the right bank.
I’ll go over all Fidelity Bank offers below.
Fidelity Bank $400 Checking & Savings Bonus
- What you’ll get: $400 bonus
- Eligible account: Checking & Savings Account
- Availability: MA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fees: $0-$25
- How to earn it:
- To be eligible for promotion, enter Promo Code “Checking Bonus” when opening account online or bring this ad or mention promotion when opening account in person.
- Earn $300 bonus by opening any Fidelity Bank personal checking account between January 13, 2025 and March 31, 2025, and within 60 days of account opening:
- have recurring direct deposits into your new account that total at least $1,000;
- enroll and use online or mobile banking (log-in to check balance, make transfer, etc.);
- sign up for eStatements; and
- have at least 20 posted point-of-sale debit card transactions of $10 or more.
- Earn an additional $100 bonus by also opening any Fidelity Bank personal savings account before March 31, 2025, and maintain a $500 average balance in the first 60 days following account opening.
(Expires 03/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- To be eligible for promotion, enter Promo Code “Checking Bonus” when opening account online or bring this ad or mention promotion when opening account in person.
- Earn $300 bonus by opening any Fidelity Bank personal checking account between January 13, 2025 and March 31, 2025, and within 60 days of account opening: have recurring direct deposits into your new account that total at least $1,000; enroll and use online or mobile banking (log-in to check balance, make transfer, etc.); sign up for eStatements; and have at least 20 posted point-of-sale debit card transactions of $10 or more.
- Note that transaction and posting dates can vary and some transactions may take up to three business days to post to your account.
- Direct deposit is defined as a paycheck, pension, Social Security, or other eligible monthly income electronically deposited by an employer or outside agency into your checking account.
- Transfers done via ATM, online banking, payment apps or websites (such as Venmo or Paypal), in banking center, or from a bank or brokerage account are not eligible.
- Earn an additional $100 bonus by also opening any Fidelity Bank personal savings account before March 31, 2025, and maintain a $500 average balance in the first 60 days following account opening.
- New account bonuses to be deposited into your account during the subsequent statement cycle after meeting the eligible criteria.
- Offers are not valid for Fidelity Bank clients with an existing or prior Fidelity Bank checking account and is limited to new checking account clients only.
- Limit one checking/savings account per tax reported owner.
- Accounts must be open, active, and in good standing to receive the bonuses.
- Accounts closed within 6 months of receiving bonus will incur an early account termination fee ($300 checking, $100 savings).
- The value of any bonus/gift may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form).
- Offer valid only for new checking accounts, including SecureCare, CareFree, CareDiscover, CareMore, CompleteCare, and LifeDesign 18/65 accounts; and new savings accounts, including LifeDesign Savings, Save4Life Savings, Growth Savings, Companion Savings, CompleteCare Companion Savings, or EarnMore Savings.
- Minimum opening deposit for eligible accounts are: SecureCare ($25), CareFree ($25), CareDiscover ($10), CareMore ($100), CompleteCare ($250), LifeDesign 18/65 ($10), LifeDesign Savings ($10), Save4Life ($10), Growth ($10), Companion Savings ($25), CompleteCare Companion Savings ($25), EarnMore ($5,000). $5.95 is the monthly service charge for SecureCare.
Fidelity Bank $50 Referral Bonus (Expired)
Fidelity Bank is offering a $50 referral bonus when you refer someone to open a new Checking account.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Availability: MA (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fees: $0-$25
- How to earn it:
- Refer a friend or family member to Fidelity Bank and you both get $50 when you open a new checking account.
- Referred client must not have an existing or prior personal checking account at Fidelity Bank and be the primary tax owner of a new Fidelity Bank personal checking account opened between February 14th and April 6th, 2022.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Referred client must not have an existing or prior personal checking account at Fidelity Bank and be the primary tax owner of a new Fidelity Bank personal checking account opened before May 29, 2022. Referring client must be a current Fidelity Bank personal deposit account (checking, savings, or money market) client for at least 45 days. The number of referral bonuses a referring client can earn is five (total of $250). Only one bonus will be provided per new referred client regardless of the number of checking accounts opened (total of $50). Bonuses will be deposited into each checking account during the subsequent statement cycle after new referred client account is open and active for 30 days. Each account must be open, active, and in good standing to receive the bonuses. Accounts closed within 6 months of receiving bonus will incur a $50 early account termination fee. Each party understands and agrees that the other may be aware they are a client of Fidelity Bank. The value of any bonus may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). Offers valid only for new Checking accounts including SecureCare, CareFree, CareDiscover, CareMore, CompleteCare, and LifeDesign 18/65 accounts. All account applications are subject to approval. Minimum opening deposit for eligible Checking accounts are: SecureCare ($25), CareFree ($25), CareDiscover ($10), CareMore ($100), CompleteCare ($250), and LifeDesign 18/65 ($10). $5.95 is the monthly service charge for SecureCare. As of 2/14/22, the Annual Percentage Yield (APY) for CompleteCare is 0.03% and SecureCare is 0.01%. Rates subject to change after account opening. Fees may reduce earnings. Fidelity Bank Employees are not eligible for referral bonuses. Promotion subject to change or cancellation at any time.
Fidelity Bank $150 Checking Savings Bonus – Bank at Work (Expired)
Fidelity Bank is offering a $150 bonus when you open qualifying checking and savings accounts. This offer is for the Bank at Work employees.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Availability: MA (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fees: $0-$25
- How to earn it:
- Minimum opening deposit for eligible CareChecking accounts are: CompleteCare ($250), CareMore ($100), SecureCare ($25), and CareFree ($25)
- Minimum opening deposit for a CareCompanion savings account is $25
- Receive a $50 bonus: if you make monthly deposits totaling at least $500 per month for the first 3 full calendar months following account opening
- An additional $50 bonus if you make have at least 15 posted debit card transactions of more than $5 each or at least two posted BillPay transactions per month for the first 6 full calendar months following account opening
- The remaining $50 will be deposited if you make at least one deposit per month for the first 6 full calendar months and achieve a total balance of at least $400 at the end of the 6 month period in your savings account
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Checking and savings accounts must be open, active, and in good standing to receive the bonuses.
- The current offer is not valid for Fidelity Bank clients with an existing Fidelity Bank checking account and is limited to new checking account clients only.
- Limit one eligible checking and one savings account per tax reported owner.
- Personal accounts only. All account applications are subject to approval.
- Promotional offer subject to change or cancellation at any time.
How To Waive Monthly Fees
- Carediscover: None
- Carefree: None
- Securecare: $5.95 monthly fee.
- Completecare: $25 monthly fee. Fee can be waived with $25,000 average daily combined deposit balances and at least one
monthly deposit - Caremore: $10 monthly fee. Fee can be waived with $5,000 average daily combined deposit balances and at least one
monthly deposit
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Conclusion
Lastly, note that this offer is for employees that are apart of the Bank at Work Program with Fidelity Bank. However, this wouldn’t be too bad of a signup bonus if you are looking for a new banking experience. However, you would need to meet the Bank at Work requirements first. It’s just unknown if the offer triggers a hard or soft pull.
Furthermore, Fidelity Bank has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
However, if you’re not local the state of Massachusetts, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Fidelity Bank Bonuses, Promotions, or Offers!
