First Bank and Trust CD Review: 3.05% APY 23-Month CD Rate Special (Louisiana, Mississippi, Florida)

If you are a resident of Louisiana, Mississippi, or Florida and currently looking for great savings rates, then make sure you keep reading. First Bank and Trust has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.

They currently offer standard CD rates from 6-months to 60-months with 0.75% to 3.05% APY Rates. They also have a special 23-month CD term with 3.05% APY on $1,000 balances or more. By joining First Bank and Trust, you get to enjoy earning higher rate of interest than regular savings account.

First Bank and Trust CD Summary

• Direct Link to Offer
  
• Account Type: CD account
• Current Promotion: 23-Month CD 3.05% APY
• Special APY Rates/Balance requirements:
  • 23-Month CD Term:
    • 3.05% – $1,000
• APY Rates/Balance Requirements: 
  • 0.75% APY for 6-Month CD – $1,000
  • 1.01% APY for 9-Month CD – $1,000
  • 1.56% APY for 12-Month CD – $1,000
  • 2.84% APY for 13-Month CD – $1,000
  • 1.56% APY for 18-Month CD -$1,000
  • 2.02% APY for 24-Month CD -$1,000
  • 2.28% APY for 36-Month CD – $1,000
  • 2.28% APY for 48-Month CD – $1,000
  • 3.05% APY for 60-Month CD -$1,000
• Availability: LA, MS, FL (Bank Locator)
• Soft/Hard Pull: Soft Pull
• Minimum Balance Requirement: $1,000
• Additional Requirements: None
• Early Withdrawal Fee: Amount not specified
• Auto-Renewal: None listed, check with CSR

First Bank and Trust Best CD Rates

Overall, First Bank and Trust ranked highest across the board from our statewide Best 2-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

First Bank and Trust CD Account Features

• Different terms
• Earns higher rate of interest than regular savings account
• Interest compounds
• Fixed rate of interest
• FDIC insured
• Penalty for early withdrawal

Conclusion

If you are interested in a short term or long term CD, look no further as First Bank and Trust offers you a standard and special CD rates that go up to 3.05% APY on 23-month term. Remember, both specials ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today!

However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!