Read on to learn more about First Bank and Trust bonuses, promotions, and offers.
Currently, they have a $300 bonus when you open a Checking Account and meet all the requirements.
First Bank and Trust Bonuses Review
Established in 1991 and headquartered in New Orleans, LA, First Bank and Trust has grown to around 15 locations throughout Florida, Louisiana and Mississippi. Head to one of their 15 branches today if you are interested in starting a new banking experience.
- Availability: FL, LA, MS (Bank Locator)
- Credit Inquiry: Soft Pull
While they have a generous $300 bonus, First Bank and Trust doesn’t have great rates for CDs and Savings. So check our best rates Savings, Money Market, and CD accounts.
If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over all First Bank and Trust offers below.
First Bank and Trust $300 Checking Bonus
First Bank and Trust is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 Bonus
- Eligible account: Green Checking Account
- Where it’s available: LA, MS
(No expiration date listed)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
How To Earn Bonus
- Open a new Green Checking account with at least $100 of new money not currently on deposit with First Bank & Trust
- Establish qualifying Direct Deposits of at least $500 per monthly statement within 60 days of opening
- Qualifying Direct Deposit are deposits from an electronic ACH paycheck, pension, or government benefit (like Social Security) from an employer or the government
- If your checking account is closed within 6 months of account opening, a $25 early closure fee and the $300 Bonus will be deducted at account closing
- Customers who have closed their account in the previous 90 days or with a negative balance are not eligible
- Trust, fiduciary, and business accounts are not eligible for this account
- Direct deposits do not include deposits or transfers made by an individual via online banking or payment provider
- Bonus payment is considered interest and reported on IRS form 1099-INT
- Bonus will not be paid with any other special offer or promotion
- In the event the account becomes dormant with no activity for 18 months, a $5 monthly dormant fee will be assessed as long as there is no activity
- An overdraft fee may be imposed for overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means
How To Waive Monthly Fees
- First Checking: None
- Performance Money Market: None
- IOLTA Checking: None
- Go Green Checking: $12 monthly fee. Maintain a $1,500 minimum average daily balance to avoid the monthly account fee
- Preferred Savings: $3 monthly fee. Maintain a $200 minimum balance to avoid the monthly account fee
- Business Checking: Enroll in e-Statements to avoid a monthly $5 paper statement fee
- Commercial Analysis Checking: $12 monthly fee can be offset by earnings credits on higher balances
- Commercial Interest Checking: $10 monthly fee. Maintain a $10,000 minimum balance to avoid the monthly account fee
- Business Money Market: $10 monthly fee. Maintain a $15,000 minimum average daily balance to avoid the monthly account fee
- Business Preferred Savings: $3 monthly fee. Maintain a $200 minimum balance to avoid the monthly account fee
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Conclusion
This bonus at First Bank and Trust is a pretty good bonus as it has a fairly low opening deposit and a higher than average bonus amount. Overall, I would recommend you take advantage of this bonus soon!
Feel free to comment on this post with any questions you may have about First Bank and Trust, their accounts they offer, or any information you think may be relevant to this bonus!
Check back often for more First Bank and Trust Bonuses, Promotions, or Offers!
