Take advantage of our updates on First Citizens Federal Credit Union bonuses, promotions, and offers here!
Currently, they have a $50 bonus when you open a new savings account with them.
First Citizens Federal Credit Union Bonus Review
First Citizens Federal Credit Union was established in 1937 and want to improve and support their community. They also have a $730 million plus financial institute as of today.
- Availability: MA (Branch Locator)
- Hard/Soft Credit Inquiry: Unknown
- Direct Deposit Options: Yes
However, while these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
But, if you do not live in Massachusetts, then you should check out our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Eligibility:To be eligible for this account, you must live, worship, work (or regularly conduct business in), attend school in, or businesses or other legal entities in Bristol, Plymouth, Barnstable, Dukes, Nantucket, or Norfolk Counties, Massachusetts. To become a member simply maintain a $1.00 account balance. For full details, be sure to check out all Membership Guidelines. |
I’ll review the current First Citizens Federal Credit Union bonuses below.
First Citizens Federal Credit Union $50 Savings Bonus
Earn a $25 bonus when you open an eligible savings account with them. You can earn an additional $25 by saving up to $1,000.
- What you’ll get: $50 Bonus
- Eligible account: Youth Savings Account
- Where it’s available: MA
(No expiration date listed)
CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
How to Earn Bonus
- To receive first $25 bonus, Youth Savings Account current balance must be $100.00.
- Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account.
- To receive second $25 bonus, Youth Savings Account current balance must be $1,000.00.
- Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account.
- All Youth Savings Accounts must be opened with an adult who is 18 or older as joint owner.
- Youth for this account is determined as Newborn to 14 years of age to qualify for this account.
- Upon reaching the age of 14 years, the account will revert to a Statement Savings Account.
- The minimum balance required to open this account is $1.00.
- You must maintain a minimum daily balance of $100.00 in your account each day to obtain the disclosed annual percentage yield.
- Welcome kit and stuffed Fin the Pig available while supplies last.
- To receive first $25 bonus, Youth Savings Account current balance must be $100.00.
- Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account.
- To receive second $25 bonus, Youth Savings Account current balance must be $1,000.00.
- Once confirmed, $25 will be deposited into your First Citizens’ Youth Savings Account.
- Bank reserve the right to determine the eligibility of new members and existing members for all offers.
- Cash bonuses may be subject to IRS reporting.
- This offer cannot be combined with any other current or ongoing offers, promotions & discounts.
- Annual Percentage Yield (APY) is available as of 6/14/19. Minimum deposit of $1 is required to open account.
- Term Certificates do not apply.
- Premium rates not eligible for this special.
- Fees could reduce earnings on account.
- There are no annual maintenance fees.
- Share insurance is provided in excess of NCUA federal insurance by MSIC, a Massachusetts-chartered corporation not affiliated with the NCUA or the federal government.
- Rates subject to change at any time.
- Bank reserve the right to determine the eligibility of new members and existing members for all offers.
How to Waive Monthly Fees
- Statement Savings: There is no monthly maintenance fee.
- Elite Money Market Savings: There is no monthly maintenance fee.
- Champion Savings: There is no monthly maintenance fee.
- Hero Savings: There is no monthly maintenance fee.
- Club Accounts: There is no monthly maintenance fee.
- Youth Savings: There is no monthly maintenance fee.
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Conclusion
All in all, First Citizens Federal Credit Union has a generous offer for their new members to gain. Just follow all of the provided instructions on how to earn this bonus offer. However, if this offer doesn’t seem appealing to you, check out our bank bonuses for better offers.
Feel free to comment on this post with any questions you may have about First Citizens Federal Credit Union, their accounts they offer, or any experiences you have had!
Check back often for more First Citizens Federal Credit Union Bonuses, Promotions, or Offers!