Check out the latest First Commonwealth Federal Credit Union bonuses, promotions, and offers here.
Right now, you can earn a $350 bonus when you open a new checking account and compete the qualifying activities.
First Commonwealth Federal Credit Union Bonuses Review
First Commonwealth is a consumer-friendly alternative to banking. They offer all the services you’re accustomed to, but at better rates and lower fees. The credit union exists to improve your financial well being. They return their profits to you in the form of higher dividends on savings, lower rates on loans and lower fees.
I’ll go over the First Commonwealth Federal Credit Union offers below.
First Commonwealth Federal Credit Union $350 Checking Bonus
Join First Commonwealth Federal Credit Union and earn up to $350 bonus when you meet the requirements.
- What you’ll get: $350 Bonus
- Eligible account: Checking Account
- Where it’s available: PA (Branch Locator)
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Join today with code BELONG2023 and earn up to $500.
- Get $50
- Simply by joining First Commonwealth
- Get $150 More
- Open a Benefit Checking Account with cashback
- Make a purchase with your new Visa® debit card
- Enroll in eStatements
- Earn Another $150
- When you set up direct deposit
- And Another $150
- Refinance a high interest loan and save! When you bring a loan from another financial institution of $5,000 or more, we’ll hook you up with an additional $150.
(Limited time offer)
Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
KeyBank Checking ($300 bonus) |
Fine Print
- Bonuses can be earned for activity between 4/15/2023 to 7/15/2023 using promo code: BELONG2023. Bonus payments will be made within the first two weeks of the month (beginning in May) following the satisfaction of bonus requirements. Promotion open to U.S. Residents who are 18 years of age or older at the time the account is opened. Limit one (1) bonus per category per tax identification number used to open a new FCFCU account, unless otherwise specified. Members who open accounts and/or loans by fraudulent, suspicious, or illegal means, including but not limited to providing FCFCU with fraudulent or fabricated information, are not eligible to participate in this bonus offer. FCFCU may adjust the deposited bonus or remove the deposited bonus at any time if FCFCU suspects accounts and/or loans were opened by fraudulent, suspicious, or illegal means, including but not limited to providing FCFCU with fraudulent or fabricated information. $5 in Regular Share Account is required to establish membership and to be eligible to receive any bonus payment; the member must be in good standing as defined by FCFCU’s Bylaws. Bonuses are considered dividends/interest and will be reported to the IRS, if applicable. The recipient of the bonus payments is solely responsible for payment of applicable taxes. For questions, please seek advice of a qualified tax professional. All decisions of FCFCU regarding this promotion are final. FCFCU may terminate or change the terms and conditions of this promotion without notice. Subject to all applicable federal, state, and local laws and regulations.
- Member may not be primary or joint owner on an existing account. Rep Payee relationships are not eligible for this promotion. Indirect members are not eligible for the new member bonus.
- Member may not be primary or joint owner on an existing checking account. Applicable only to new Benefit Checking accounts; other account types are not eligible. Member must make at least one qualified purchase with debit card tied to new checking account within 30 days of account opening. Enrollment in eStatements through First Commonwealth Digital Banking required.
- A qualifying direct deposit is defined as payroll, social security, or pension payment and must be made to member’s Checking Account, be received within 60 days of account opening, be on-going for 3 months, and total $500 or more each month.
(Expired) First Commonwealth Federal Credit Union $200 Checking Bonus
When you open a new checking account and meet the requirements, you can receive a $200 bonus.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: PA
- Credit inquiry: Soft Pull or Hard Pull? Let us know
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Earn $100 when you open a new Checking Account with a $500 qualifying Direct Deposit plus an extra $100 with these additional qualifications:
- Ongoing monthly direct deposit of $1,000 a month
eStatements - 10 debit card transactions in the first 60 days of account opening
- Ongoing monthly direct deposit of $1,000 a month
- USE CODE: DTAC100
- Earn $100 when you open a new Checking Account with a $500 qualifying Direct Deposit plus an extra $100 with these additional qualifications:
(Expires November 31, 2020)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- New checking account must be opened between 10/1/20 and 11/30/20.
- Member may not be a primary or joint owner on an existing First Commonwealth checking account.
- Ongoing new direct deposit of at least $500/month required.
- Qualifying new direct deposit(s) must be received by 12/31/20 to qualify for $100 incentive.
- To receive the additional $100 incentive, qualifying direct deposit of $1,000 a month must be received by 1/31/21; you must register for eStatements by 11/30/20; and make at least 10 debit card transsactions within 60 days of account opening.
- Please allow 6-8 weeks for processing.
- Only one incentive payment per qualifying member.
How To Waive Monthly Fees
- Benefit Checking: No monthly maintenance fees
- Teen Checking: No monthly maintenance fees
- Fresh Start Checking: $5 monthly fee
- Business Advantage I: Not listed
- Business Advantage II: Not listed
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Conclusion
This bonus from First Commonwealth Federal Credit Union is rather generous, however I only recommend it if it’s soft pull. So be sure to check with a CSR to find this out before opening the account. If you are not located near the Whitehall Financial Center, you can find many other great bonuses on our website Bank Checking Savings!
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about First Commonwealth Federal Credit Union, their accounts they offer, or coupon codes.
Check back often for more First Commonwealth Federal Credit Union Bonuses, Promotions, or Offers!