Available for residents nationwide, First Foundation Bank is offering an Online Savings 4.50% APY account.
Update 12/24/24: The Online Savings account has decreased to 4.50% APY from 4.75% APY. You can only see the new rate after clicking on “Open Account”.
First Foundation Bank Online Savings Review
First Foundation Bank is headquartered in Irvine, California and was established in 2007. Since then they have grown to 21 locations and offer savings rates that are 5X the national average. The path that First Foundation has taken to provide banking, trust services, financial planning, investment management, estate and legacy planning, foundation support, and insurance services to our clients, all under one roof and all under the fiduciary standard of care.
I’ll review First Foundation Bank Online Savings below.
First Foundation Bank Online Savings Rate
To earn First Foundation Bank competitive rate, simply have an opening deposit of $1,000. That’s all it takes and you’ll get to enjoy earning the rate.
- What you’ll get: 4.50% APY
- Eligible account: Online Savings
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: Nationwide
- Opening Deposit: $1,000 minimum
- Monthly fee: None
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
How to Earn First Foundation Bank Rate
- Enter your email to get the process underway
- Open an Online Savings account from First Foundation Bank
- Choose from the options available to fund your new account
- Maintain $1,000 minimum balance and earn the 4.50% APY rate
Balance Requirement | APY Rate |
$0.00 – $5,000,000.00 | 4.50% APY |
First Foundation Bank Account Features
- Transfer funds to other First Foundation Bank or external accounts
- View your account information, transactions, balances, check images, deposit tickets, and statements
- Deposit checks, view your account history and balances, transfer funds, send person-to-person payments, pay bills, and more
- Bank with the highest level of security thanks to multiple layers of authentication
![]() |
![]() |
Conclusion
Check out First Foundation and open a Online Savings Account with a competitive rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below. There are many benefits to opening this account such as a high rate, FDIC insured, and pretty much no fees.
In addition to the rate from First Foundation Bank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.