First National Bank Discover Card Review: 1% Unlimited Cashback

Sign up today for the First National Bank Discover® Card and you can start earning 1% unlimited cashback on all your purchases. Cashback is based on points earned. You have 3 years from when points are awarded to use them before they expire. As an added bonus, look forward to 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened. After the intro rates expire, you’ll receive a variable APR between 15.99% and 22.99% based on the Prime Rate. Keep in mind an introductory balance transfer fee of 3% for the first 12 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). Take advantage of other card benefits such as the Lowest Purchase Price Guarantee. This feature reimburses cardholders for the cost difference between the original purchase price of a covered item and the lower price found at any store within 60 days of the original purchase. With no annual fee, this card has some great benefits so feel free to use them to your advantage. Read on if you’re interested!

First National Bank Discover Card  Summary:

• Apply Now
• Best Feature: 1% unlimited cashback on all purchases
• Annual Fee: None
• Expiration Date: None
• Additional Advice: Take advantage of the Cash Over feature- use your card at participating merchant locations and you can conveniently get cash back at the time of purchase

First National Bank Discover Card  Features:

• No annual fee
• Earn 1% cashback on all purchases. Cashback is based on points earned
• You have 3 years from when points are awarded to use them before they expire
• 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened
• After the intro rates expire, a variable APR between 15.99% and 22.99% based on the Prime Rate depending on how you meet credit criteria
• An introductory balance transfer fee of 3% for the first 12 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10)
• Free FICO 8 Bankcard Score Online
• Cash Over- Use your card at participating merchant locations and you can conveniently get cash back at the time of purchase
• Zero Liability– 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information
• Auto Rental Insurance- Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles
• Travel Accident Insurance- Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card
• Lowest Purchase Price Guarantee- Reimburses cardholders for the cost difference between the original purchase price of a covered item and the lower price found at any store within 60 days of the original purchase
• Purchase Protection- Will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons
• Extended Warranty- Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.

Conclusion:

If you’re a fan of cashback, consider signing up for the  First National Bank Discover® Card. With this card you’ll be bale to earn 1% unlimited cashback on all your purchases. Keep in mind that cashback is based on points earned and that you’ll have 3 years from when points are awarded to use them before they expire. As an added convenience, this card offers a Cash Over feature which enables you to use your card at participating merchant locations and conveniently get cashback at the time of purchase. This card also offers 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened. There is an introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles. After that, either $10 or 5% of the amount of each transfer, whichever is greater. Also feel safe using your card knowing that you have access to zero liability, purchase protection, and extended warranty.  This card has some great features so sign up today if you’re interested. Remember, there is no annual fee. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!