First National Bank Platinum Edition MasterCard Card Review: 12 months 0% APR on Purchases and Balance Transfers

Sign up today for the First National Bank Platinum Edition® MasterCard® Card® and look forward to 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened. After the intro rates expire, you’ll receive a a variable APR between 9.99% and 19.99% based on the Prime Rate depending on how you meet certain credit criteria. Keep in mind that in order to keep these rates, you must make payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason. An introductory balance transfer fee of 3% for the first 12 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). Examples of other card benefits include auto rental insurance. You’ll receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles. You can also feel safe using your card knowing that you have access to purchase protection and a zero liability guarantee. With no annual fee, this card has some great benefits so feel free to use them to your advantage. Read on if you’re interested!

First National Bank Platinum Edition MasterCard Card Summary:

• Apply Now
• Best Feature: 0% intro APR on purchases and balance transfers for the first 12 billing cycles
• Annual Fee: None
• Expiration Date: None
• Additional Advice: Take advantage of other card features such as a free FICO 8 Bankcard score, purchase protection, and extended warranty

First National Bank Platinum Edition MasterCard Card Features:

• No annual fee
• 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened
• After the intro rates expire, a variable APR between 9.99% and 19.99% based on the Prime Rate depending on how you meet credit criteria
• An introductory balance transfer fee of 3% for the first 12 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10)
• Free FICO 8 Bankcard Score Online
• Zero Liability– 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information
• Auto Rental Insurance- Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles
• Travel Accident Insurance- Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card
• Purchase Protection- Will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons
• Extended Warranty- Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.

Conclusion:

Receive 0% intro APR on purchases and balance transfers for the first 12 billing cycles when you sign up today for the  First National Bank Platinum Edition® MasterCard® Card®. After the introductory period, you’ll be assigned a a variable APR between 9.99% and 19.99% based on your creditworthiness. There is an introductory fee of either $10 or 3% of the amount of each transfer, whichever is greater, for balance transfers made in the first 12 billing cycles. After that, either $10 or 5% of the amount of each transfer, whichever is greater. Some card features that may be of benefit to you include zero liability and purchase protection. Feel safe knowing that you’re entitled to a 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information. The purchase protection feature will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety days from the date of purchase due to covered reasons. This card has some great features so sign up today if you’re interested. Remember, there is no annual fee. Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!