The First National Bank Texas Cash Rewards American Express Card has an introductory offer of: $25 bonus cash after you charge your card for the first time. Although it’s not best bonus there is to offer, even for a card with no annual fee. See our list for more no-annual-fee credit cards such as the Capital One® SavorOne® Cash Rewards Credit Card.
This First National Bank Texas Cash Rewards American Express card is a credit card that gives you 3% cash back at any gas station (first $6,000 annually spent), 2% cash back at any supermarket, and 1% cash back anywhere else.
If you are seeking a larger return, then you should look into the First National Bank Texas Premier Rewards Card. They allow you to have up to 4x the points, but would cost you $99 a year to carry it.
Cash Rewards and Quick Card Facts
| Bonus Available | Receive a $25 cash bonus after you charge your card for the first time. |
| Bonus Value | $25 |
| Ongoing Rewards/Benefits | Get 3% cash back on the first $6,000 spent on purchases made each year at gas stations.
Receive unlimited 2% cash back on qualified supermarket purchases. Earn unlimited 1% cash back on all other qualified purchases. |
| Foreign Transaction Fees? | 2% in USD, 3% in foreign currencies. |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of First National Bank bonuses for Checking & Savings accounts.*
Pros
- No annual fee
Cons
- Modest welcome bonus
- Good-Excellent credit needed to qualify
- Capped 3% bonus category
- Foreign transaction fees
Editor’s Alternate Pick
 The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
Cash Rewards Card $25 Bonus Cash Offer
Make use of the First National Bank Texas Cash Rewards card introductory $25 bonus cash offer. You must charge your card with its first purchase to be able to qualify. There will be no spending or time limit placed on this card.
Redeeming Your Cash Rewards
You can use two different ways to redeem your cash rewards.
- Cash deposits to a First National Bank Texas checking or savings account
- Statement credits to your credit card account
Keep in mind that your cash rewards that you have earned will expire in 5 years after receiving them.
Bottom Line
The First National Bank Texas Cash Rewards card is a good card to have if you want a low priced card that allows you to earn bonuses on gas and groceries. However, if you want more for your moneys worth, you should think about dropping the $99 a year cost for the First National Bank Texas Premier Rewards Card. They have no foreign transaction fees and allows you to have a better earning advantage.
(Visit First National Bank for more information)
What’s the Competition?
Here are some of The First National Bank Texas Cash Rewards American Express credit card competitors listed below.
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
