First Niagara Pinnacle Checking Account Review: $200 Promotion

First Niagara Bank is offering residents of Connecticut, Massachusetts, Pennsylvania, or New York a chance to earn a maximum cash bonus of $200 when you open a Pinnacle  or PinnaclePlus Checking account. If you are eligible, you must receive direct deposits totaling $250 or more within 60 days of opening the account. This is an easy way to earn $250! This offer is only valid until December 31, 2015 so hurry in and get started today!

First Niagara Checking Account Summary:

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• Account Type: Pinnacle or PinnaclePlus checking
• Maximum Bonus: $200
• Availability: CT, MA, PA or NY
• Expiration Date: 12/31/2015
• Soft/Hard Pull: Soft Pull (Chex inquiry)
• Credit Card Funding: Funding up to $1000
• Direct Deposit Requirement: Required Direct Deposit of $250+
• Additional Requirements: None
• Monthly Fee: $15 Monthly Fee if minimum daily balance of $1,000 is not maintained, or a combined balance of at least $25,000 in deposits, consumer loans (excluding mortgages), credit card balances, and investment accounts.
• Early Termination Fee: Termination Fee of $25 if account is closed within 180 days.

First Niagara Bonus Requirements:

Requirements to earn bonus:

1. Open New Pinnacle or PinnaclePlus Checking Account
   1. Must receive direct deposits totaling $250 or more.
      1. Direct deposits need to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
      2. Must be completed within 60 days of account opening

First Niagara Checking Account Features:

• Mobile Banking
• Mobile Check Deposit
• Mobile One-Swipe Balance
• Online Bill Pay
• Loan Discounts
• Annual Investments Review

Conclusion:

First Niagara Bank bonus is valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days. Customers may only receive a bonus on one account. If the requirements are completed, cash bonus will be deposited into your new checking account within 30 days from end of month in which direct deposits totaling $250 or more are made to your account. Hurry into your local First Niagara Bank and get started today. If not, see our complete list of Bank Deals for all your banking needs!