If you have flailing low credit or credit next to none; Get your hands on the First Progress Platinum Prestige Mastercard Secured Credit Card and you could reap full benefits of a low 9.99% APR, high credit limit up to $5,000, and no overage fees.
Of course, since this card’s sole purpose is to improve your credit score, you should expect a monthly reporting from all 3 major credit bureaus. Keep in mind that there is a $49 Annual fee.
This is definitely a recommended secured card from out “Best Secured Card List.”
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Recommended Secured Credit Cards:
- Fifth Third Secured Mastercard
- USAA Secured Platinum American Express® Card / USAA Secured Platinum Mastercard®
- Capital One® Secured Mastercard®
Recommended Credit Cards:
This section is for cards recommended after you have the adequate credit score established:
First Progress Platinum Prestige Credit Card Summary:
- Apply Now
- Best Feature: Build or Rebuild Your Credit History
- Annual Fee: $49
- Expiration Date: None
- Additional Advice: Set your own credit limit, which is secured by your deposit of $200 – $2,000
First Progress Platinum Prestige Credit Card Features:
- No credit history or minimum credit score required for approval.
- Monthly reporting to all 3 major credit bureaus to help build credit.
- Deposit held at FDIC-insured bank.
- Set your own credit limit, which is secured by your deposit of $200 – $2,000.
Conclusion:
First Progress Platinum Prestige Mastercard Secured Card is among the better secured credit cards offered and is a better option for those looking to increase their flailing credit scores. However, a $49 annual fee is relatively higher than most secured cards. Moreover, this card is designated towards those with higher credit limits and the $49 AF won’t affect those falling in that category.
On the other hand, if your minimum is $200, then a low annual fee card is definitely a better option. Comparative to the Platinum Elite, the Prestige just has a much better interest rate. If this card isn’t for you, then don’t forget to check out our complete list of Credit Card Promotions today!
