A flailing low credit history can severely plague consumers and drown them off their ability to attain a huge selection of credit cards and if you fall under this category, I strongly urge you to give this card a chance. The First Progress Platinum Select Mastercard Secured Credit Card reports from all 3 major credit bureaus making it’s purpose solely towards improving your credit score (given that you are responsible with your payments and utlization, of course) and offers a satisfying low 13.99% APR attached. This is definitely a recommended secured card from out “Best Secured Card List.”
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Recommended Secured Credit Cards:
- Fifth Third Secured Mastercard
- USAA Secured Platinum American Express® Card / USAA Secured Platinum Mastercard®
- Capital One® Secured Mastercard®
Recommended Credit Cards:
This section is for cards recommended after you have the adequate credit score established:
First Progress Platinum Select Credit Card Summary:
- Apply Now
- Best Feature: Build or Rebuild Your Credit History
- Annual Fee: $39
- Expiration Date: None
First Progress Platinum Select Credit Card Features:
- No credit history or minimum credit score required for approval.
- Grace Period: zero interest on purchases for 25 days so long as you pay your balance on time.
- Monthly reporting to all 3 major credit bureaus to help build credit.
- Deposit held at FDIC-insured bank.
First Progress Platinum Select Pros:
- Build Credit with exceptional credit monitoring
- Essentially Rewarding Grace Period
First Progress Platinum Select Cons:
- Can take up to 10 full business days to clear a payment on your account
- Cost you $200 to get access to credit
Conclusion:
The First Progress Platinum Select Mastercard Secured Credit Card is the essential secured credit card for those looking to better their tarnished credit score. Keep in mind that a $39 annual fee is pretty high for a secured card, but considering that this card does report to all 3 bureaus, and offers the ability to extend your credit limit up to $5,000, all on top of a low 13.99% APR. It’s certainly worth a shot. Keep in mind that it will cost you $200 in security deposit to get access to credit and the only way to build your credit is to fully prove your responsibility with your credit usage; that means no late or missed payments. If this card isn’t for you, then don’t forget to check out our complete list of Credit Card Promotions today!
