Here you can find the most recent First South Financial bonuses, promotions, and offers.
Update 10/10/24: The $1000 business checking bonus has been extended through 10/31/24 and the $75 bonus extended through 12/31/24.
First South Financial Credit Union Bonuses Review
First South Financial was founded in 1957. They have locations throughout Tennessee and Mississippi along with a full suite of electronic products and services to ensure that their members can bank with us when and how they want.
I’ll go over the First South Financial Credit Union bonuses & offers below.
First South Financial $1,000 Business Checking Bonus
- What you’ll get: $1,000 Bonus
- Eligible account: Business Checking Account
- Availability: TN (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: Not listed
- How to earn it:
- Open a NEW Business checking account and deposit $50,000
- Maintain at least $50,000 daily balance for the first 3 full statement cycles
- Conduct 20 qualifying transactions within the first 3 full statement cycles
(Expires 10/31/2024)
You can also access the offer at this link.
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Offer valid for new business checking accounts opened between 10/01/2024 and 10/31/2024.
- Qualifying transactions include deposits, checks cleared, ACH deposits or payments, and signature or PIN-based purchases made with a debit card.
- A minimum daily balance of $50,000 must also be maintained for the first three statement cycles.
- The $1,000 bonus will be credited to your account within 10 business days after the three-statement cycle qualification period provided all qualifying conditions have been met.
- Offer not valid for existing FSF business checking accounts.
- New business memberships and accounts are subject to approval, not all applicants will qualify.
- Offers are subject to change or withdrawal without notice, please see us for complete details.
- Federally insured by NCUA.
First South Financial Direct Deposit $75 Bonus
- What you’ll get: $75 Bonus
- Eligible account: Checking Account
- Availability: TN (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Get a $75 bonus when your qualifying direct deposit posts to your First South account!
- Must be the full amount of your net pay or benefits and most post by 10/31/24.
- $75 will be paid 3 to 4 business days after the direct deposit posts.
(Expires 12/31/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer valid until 12/31/24 and does not apply to existing First South Financial direct deposits.
- Must be the full amount of your net pay or benefits and most post by 10/31/24.
- $75 will be paid 3 to 4 business days after the direct deposit posts.
- Some types of direct deposits do not qualify.
- Offer is subject to change or withdrawal without notice.
- Please see us for complete details.
- Federally insured by NCUA.
First South Financial $25 Referral Bonuses
Earn a $25 bonus when you refer a friend or family member to open a new checking account and meet the requirements.
- What you’ll get: $25 Bonus
- Eligible account: Checking Account
- Availability: TN (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Required: No
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Refer your friends and family to us and you’ll both get $25 when they open an account with us.
(Expires 06/30/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Offer valid until 06/30/24.
- Referred members must pay the $10 membership fee and make the initial $25 deposit.
- Existing First South Financial members cannot be referred. $25 will be paid 1 to 2 business days after the referred member joins.
- Offer is subject to change or withdrawal without notice, please see us for complete details.
First South Financial Credit Union $200 Checking Bonus (Expired)
When you open a new checking account and meet the requirements, you can receive a $200 bonus.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: TN
- Direct Deposit Required: Yes
- Monthly Fee: $0-$12; waivable
- How to earn it:
- Open a new checking account with a $50 minimum deposit
- Set up regularly a recurring monthly direct deposit of $500 or more.
- The $200 bonus will be paid in two increments – $50 will be paid 3 to 4 business days after the first qualifying direct deposit posts and the remaining $150 will be paid 30 to 45 days after all qualifications are met.
(Expires 09/30/2023)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Checking account must be opened with at least $50 and you must set up regularly a recurring monthly direct deposit of $500 or more.
- The $200 bonus will be paid in two increments – $50 will be paid 3 to 4 business days after the first qualifying direct deposit posts and the remaining $150 will be paid 30 to 45 days after all qualifications are met.
- Offer does not apply to existing First South Financial members or checking accounts.
- Membership in First South is required and is established by paying a $10 one-time membership fee and making a $25 deposit into a saving account.
- Offer is valid until 09/30/23,, cannot be combined with other offers, and is subject to change or withdrawal without notice.
- Please see us for complete details.
- Federally insured by NCUA.
How To Waive Monthly Fees
- Student Checking: None
- Student First: None
- Standard Savings: None
- Student Savings: None
- Youth Savings: None
- Club Savings: Not Listed
- Standard Checking: $12 monthly fee. Maintain a $200 minimum balance to avoid the monthly account fee
- Anywhere Checking: $12 monthly fee. Maintain a $200 minimum balance to avoid the monthly account fee
- Savings Plus: $12 monthly fee. Maintain a $200 minimum balance to avoid the monthly account fee
- Money Market: $15 monthly fee. Maintain a $2,500 minimum balance to avoid the monthly account fee
- Health Savings: $3.95 monthly fee.
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Conclusion
If you are interested, make sure to check out First South Financial Credit Union to learn more about the current bonuses and offers.
Feel free to comment on this post with any questions you may have about First South Financial Credit Union, their accounts they offer, or coupon codes.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more First South Financial Credit Union Bonuses, Promotions, or Offers!
