First Horizon Bank Bonuses: $650 Business Checking Promotion (AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA)

Find all the latest First Horizon Bank bonuses, promotions, and offers here.

Update 4/17/25: The $450 checking bonus is back through 7/15/25. There is now a $650 business checking bonus valid through 6/30/25.

First Horizon Bank Bonuses Review

I’ll go over all First Horizon Bank offers below.

First Horizon Bank $450 Checking Bonus

• What you’ll get: $450 Bonus
• Eligible account: Checking
• Where it’s available: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA (Bank Locator)
• Credit inquiry: Soft pull, which does not affect your credit
• Direct Deposit Required: Yes
• Monthly Fee: None
• How to earn it:
  • To qualify for the bonus, open a new FirstView or SmartView Checking account
  • Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening.
  • The cash bonus will be deposited into your account within fifteen (15) business days after qualifying activities are met.

(Expires 07/15/2025)

Fine Print

• To qualify for the $450 cash bonus, open a new FirstView or SmartView Checking account between 04/15/2025 and 07/15/2025.
• Client must be a new or existing First Horizon Bank client that has not had a consumer checking account with First Horizon Bank in the last twelve (12) months.
• Opening deposit must be new funds from a financial institution other than First Horizon Bank or its affiliates.
• Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening.
• Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
• Non-qualifying deposits include person-to-person, bank, or other electronic money transfers, such as those made through internet payment services.
• Account must be open a minimum of ninety (90) days.
• Offer may not be combined with other offers.
• The cash bonus will be deposited into your account within fifteen (15) business days after qualifying activities are met.
• Bonus will only be paid to open accounts with a positive balance.
• Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
• All FirstView and SmartView Checking accounts require a $50 minimum opening deposit.
• Other terms and conditions of your account are disclosed in your Bank Depositor Agreement.
• Offer and account opening subject to bank approval.

First Horizon Bank $650 Business Checking Bonus

• What you’ll get: $650 Bonus
• Eligible account: BizEssentials Checking
• Where it’s available: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA
• Credit inquiry: Soft pull, which does not affect your credit
• How to earn it:
  • Earn up to $650 with a new business checking account and merchant processing.
    • To qualify for the $400 bonus, open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 6/30/2025
    • Deposit at least $5,000 within fifteen (15) days of account opening and
    • Maintain an average daily collected balance of $5,000 for the first three (3) full statement cycles and
    • Conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three full statement cycles in the eligible First Horizon Bank checking account.
  • To qualify for the $250 merchant services bonus, recipients of this offer must establish a Merchant Processing account with the First Horizon provider, Fiserv, by 6/30/25, and
    • Activate that account within the first 30 days after the merchant account is approved.
    • Activation on a merchant account is defined as processing and settling a payment batch totaling $20.01 or more.
    • The $250 bonus will be deposited into your new business checking account within 30 business days after qualifying activities are met.

(Expires 06/30/2025)

Fine Print

• Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had a business checking account at First Horizon within the last 12 months. Opening deposit must be funds from a financial institution other than First Horizon Bank or its affiliates. Limit one bonus per company.
• To qualify for the $400 bonus, open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 6/30/2025, deposit at least $5,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $5,000 for the first three (3) full statement cycles and conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three full statement cycles in the eligible First Horizon Bank checking account. Full statement cycles are from the first day of the month to the last day of the month. Your first statement is normally a partial cycle and will be excluded from campaign calculations.
• BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking accounts require a $100 minimum opening deposit. A qualifying client-initiated transaction may include deposits, checks paid, ACH items, and signature and PIN-based purchases made with a First Horizon Debit Card. The cash bonus will be deposited into your account within 10 business days after qualifying activities are met. Bonus will only be paid to open accounts with a positive balance. Other terms and conditions of your account are disclosed in your depositor agreement. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer and account opening subject to bank approval.
• To qualify for the $250 merchant services bonus, recipients of this offer must establish a Merchant Processing account with the First Horizon provider, Fiserv, by 6/30/25, and activate that account within the first 30 days after the merchant account is approved. Activation on a merchant account is defined as processing and settling a payment batch totaling $20.01 or more. The $250 bonus will be deposited into your new business checking account within 30 business days after qualifying activities are met. Bonus will only be paid to open accounts with a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer and account opening subject to approval. Banker Instructions for Merchant Referral: A Merchant Services Referral must be successfully entered via RMS/Salesforce for the bonus to properly track. Please consult FirstNet for instructions as needed.
• The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

First Horizon Bank $400 Merchant Services Bonus (Expired)

First Horizon Bank is offering a $400 Bonus when you open a qualifying business checking account and meet all the requirements.

• What you’ll get: $400 Bonus
• Eligible account: Business Checking
• Credit inquiry: Soft pull, which does not affect your credit
• Where it’s available: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA (Bank Locator)
• Monthly fee: $6-12, see below
• How to earn it:
  • A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
  • $100 bonus:
    • For those under $55,000 in estimated gross credit card sales processing, a $100 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
  • $250 bonus:
    • For those between $55,001 and $300,000 in estimated gross credit card sales processing, a $250 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
  • $400 bonus:
    • Additionally, those between $300,000.01 and $2,500,000 in estimated gross credit card sales processing, a $400 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying

(Offer expires September 30, 2021)

Fine Print

• Offer only applies to recipients who do not have a Merchant Services account with First Horizon Bank.
• Client must open a First Horizon Bank Merchant Services account by by 9/30/21 and activate by 10/31/21.
• A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
• Restrictions and qualification requirements may apply.
• The bonuses will be awarded within 6 weeks of meeting all offer requirements
• Reported as income on Form 1099-INT
• Merchant Services products and services are provided by First Data Merchant Services LLC.
• Restrictions and qualification requirements may apply.
• Also, note that bonus payout will not occur until all qualifications are met.

Conclusion

First Horizon Bank has a wide variety of promotions. Furthermore, it’s nice knowing these offers trigger a soft pull which will not affect your credit score. Additionally, there are some decent business bonuses for any business out there looking for a new checking or savings account.

First Horizon Bank has multiple offers to look at, however their rates aren’t that great. Therefore, I recommend you check out our list of the Best Savings and CD accounts below.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Lastly, feel free to comment on this post with any questions you may have about this bank, their accounts they offer, or First Horizon Bank coupon codes.

Furthermore, check back often for more First Horizon Bank Bonuses, Promotions, or Offers!