FirstLight Federal Credit Union Bonuses: $300 Checking & Savings Promotion (NM, TX)

Find the latest FirstLight Federal Credit Union bonuses, promotions, and offers here.

Right now, you can earn a $300 bonus when you open a checking and savings account and meet the requirements.

FirstLight Federal Credit Union Bonuses Review

Firstlight Federal Credit Union is headquartered in El Paso and is the 21st largest credit union in the state of Texas. It is also the 295th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 348 employees and 108,257 members at 10 locations. Firstlight Federal Credit Union’s CD rates are 5X the national average, and it has an A health rating.

I’ll go over the FirstLight Federal Credit Union offers below.

FirstLight Federal Credit Union $300 Checking & Savings Bonus

When you open a checking and savings account and complete the qualifying activities, you can receive a $300 bonus.

• What you’ll get: $300 Bonus
• Eligible account: Checking and Savings Account
• Where it’s available: NM, TX (Branch Locator)
• Credit inquiry: Soft Pull or Hard Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly fee: $0-$20; see below
• How to earn it:
  • Open a Savings & Checking account
  • Sign-up for Direct Deposit
  • Active direct deposit for three (3) months with a minimum of $500 in direct deposit into share draft (checking account) per month is required for the $300.00.
  • The $300.00 will be awarded after three consecutive months of direct deposit being received.

(Expires 12/31/2023)

Fine Print

• Membership eligibility requirements apply.
• Promotion does not apply to existing open FirstLight Accounts. Share (Savings Account) and Share Draft (Checking Account) must be opened along with the setup of direct deposit by 12/31/2023.
• Active direct deposit for three (3) months with a minimum of $500 in direct deposit into share draft (checking account) per month is required for the $300.00.
• The $300.00 will be awarded after three consecutive months of direct deposit being received.
• FirstLight reserves the right to change and/or cancel promotion without prior notice.
• Consult a tax professional for tax consequences.
• Other restrictions may apply.
• Must be 18 years of age to qualify.
• Federally Insured by NCUA.

How To Waive Monthly Fees

• Simply Checking: No Monthly Service Fee
• Simply More Checking: $5.00 monthly fee is applied when checking account falls below minimum balance of $2,500.
• Fresh Start Spend Account: Fresh Start Spend Account has a $20 monthly service fee until graduation requirements are met.
• Express Business Checking: $5 if minimum average daily balance of $100 is not met
• Advantage Business Checking: $10 if minimum average daily balance of $2,000 is not met
• Premier Business Checking: $15 if minimum average daily balance of $5,000 is not met

Conclusion

If you live in New Mexico or Texas and you’re looking for a good banking experience, then be sure to check out Firstlight Federal Credit Union! However, before you open an account, be sure to check with a CSR to find out if it triggers a hard or soft pull.

I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Feel free to comment on this post with any questions you may have about FirstLight Federal Credit Union, their accounts they offer, or coupon codes.

Check back often for more FirstLight Federal Credit Union Bonuses, Promotions, or Offers!