Available nationwide, FNBO Direct Online Savings is offering a 3.60% APY Rate. Definitely continue reading below for everything you would need to know about the attractive account and rate!
Update 3/7/25: The rate has decreased to 3.60% APY (from 3.75%).
FNBO Direct Online Savings Review
I’ll review Online Savings below.
FNBO Direct Online Savings Rate
To earn FNBO Direct’s competitive rate, simply have an opening deposit of $1. That’s all it takes and you’ll get to enjoy earning the rate.
- What you’ll get: 3.60% APY
- Eligible account: Online Savings
- Credit inquiry: Soft Pull or Hard Pull?
- Where it’s available: Nationwide
- Opening Deposit: $1 minimum
- Monthly fee: None
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
Here is an alternative link to apply for this account.
How to Earn FNBO Direct Rate
- Open a Online Savings account with a opening deposit of $1.
- Maintain any balance amount and earn the 3.60% APY rate.
| Balance Requirement | APY Rate |
| $0.01+ | 3.60% APY |
Editor’s Notes:
- Standard incoming transfer is limited to $250,000 per transfer, $250,000 per day, and $1 million per month.
- Standard outgoing transfer is limited to $100,000 per transfer, $100,000 per day, and $500,000 per month.
FNBO Direct Account Features
- Online banking at your fingertips. Log in on any device.
- Manage and organize your finances, check balances, and pay bills.
- Monitor your spending, set account alerts, and download activity to Quicken® or QuickBooks®.
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Conclusion
FNBO Direct is offering a great APY Rate for their Online Savings Account. There is no minimum opening balance or deposit required to open an account and it’s easy to sign up online! Definitely open an account so you can start saving with a fantastic account while offering a competitive APY Rate.
In addition to the rate from FNBO Direct, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Let us know about your experience with this bank and comment below.
Check back often to see the latest info on Online Savings Account.
