Find the latest Frontwave Credit Union bonuses, promotions, and offers here.
Update 8/6/24: The $100 referral bonus is back through 9/30/24. The $200 checking bonus has been extended through 9/30/24.
Frontwave Credit Union Bonuses Review
For 70 years, Frontwave CU has evolved from serving military personnel to welcoming over 87,000 members worldwide, with 14 branch locations and international ATM access. Everyone living or working in San Diego, Riverside, and San Bernardino counties are now eligible to join.
Eligibility: Membership available for anyone who lives, works, worships, or attends school in the seven Southern California counties. To learn more, be sure to check out the membership eligibility section.
I’ll go over all Frontwave Credit Union offers below.
Frontwave Credit Union $200 Checking & Savings Bonus
Frontwave Credit Union is offering a $200 bonus when you open a qualifying account.
- What you’ll get: $200 Bonus
- Eligible account: Personal Checking/Savings Account
- Where it’s available: CA
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Required: Yes
- Monthly Fees: $0-$5
- How to earn it:
- To receive $200 checking bonus, members must meet the following requirements:
- 1) Open a new Frontwave Primary Checking account with a VISA debit card and Savings account;
- 2) Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening;
- 3) Sign up for eStatements within the first 60 days of account opening;
- 4) Conduct a minimum of 30 VISA debit card transactions within the first 60 days of account opening; and
- 5) Have one or more direct deposit(s)/ACH(s) or other deposits totaling a minimum of $1,000 must be made into new Savings or Checking account within 60 days of account opening.
- After all requirements are met, the $200 checking bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.
- Enter promo code NEW200
- To receive $200 checking bonus, members must meet the following requirements:
(Expires 09/30/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- To receive $200 checking bonus, members must meet the following requirements: 1) Open a new Frontwave Primary Checking account with a VISA debit card and Savings account; 2) Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening; 3) Sign up for eStatements within the first 60 days of account opening; 4) Conduct a minimum of 30 VISA debit card transactions within the first 60 days of account opening; and 5) Have one or more direct deposit(s)/ACH(s) or other deposits totaling a minimum of $1,000 must be made into new Savings or Checking account within 60 days of account opening.
- After all requirements are met, the $200 checking bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.
- To receive a $50 loan bonus, members must meet all requirements above and fund an auto or a credit card loan within 60 days of the Checking and Savings account opening.
- After funding, the $50 loan bonus will be deposited into the Savings account as a dividend within 120 days of account opening.
- All bonuses are subject to tax reporting.
- Limit one $200 checking bonus and one $50 loan bonus per unique Social Security Number per 12-month period.
- Refer a Friend To receive the $100 referral reward, the referring member must have an existing Frontwave account in good standing.
- The referral reward will be deposited into the referrer’s account once the new member opens a Checking and Savings account on the same day.
- Rewards subject to tax reporting.
- Offers valid for new deposit accounts, loans, and referral accounts opened between 7/1/24 and 9/30/24.
- Reward not available to Frontwave employees.
- Limited time offer: program subject to change without notice.
- Membership and credit subject to credit approval.
- Other restrictions may apply, see the website for more details.
Frontwave Credit Union $100 Referral Bonus
Frontwave Credit Union is offering a $100 bonus when you refer a friend or family member.
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking Account
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Required: Yes
- Monthly Fees: $0-$5
- How to earn it:
- Get $100 when you refer a friend or family member to open a free Checking and Savings Account.
- To receive the $100 referral reward, the referring member must have an existing Frontwave account in good standing.
- The referral reward will be deposited into the referrer’s account once the new member opens a Checking and Savings account on the same day.
(Expires 09/30/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- To receive $200 checking bonus, members must meet the following requirements: 1) Open a new Frontwave Primary Checking account with a VISA debit card and Savings account; 2) Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening; 3) Sign up for eStatements within the first 60 days of account opening; 4) Conduct a minimum of 30 VISA debit card transactions within the first 60 days of account opening; and 5) Have one or more direct deposit(s)/ACH(s) or other deposits totaling a minimum of $1,000 must be made into new Savings or Checking account within 60 days of account opening. After all requirements are met, the $200 checking bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening. To receive a $50 loan bonus, members must meet all requirements above and fund an auto or a credit card loan within 60 days of the Checking and Savings account opening. After funding, the $50 loan bonus will be deposited into the Savings account as a dividend within 120 days of account opening. All bonuses are subject to tax reporting. Limit one $200 checking bonus and one $50 loan bonus per unique Social Security Number per 12-month period. Refer a Friend To receive the $100 referral reward, the referring member must have an existing Frontwave account in good standing. The referral reward will be deposited into the referrer’s account once the new member opens a Checking and Savings account on the same day.
- Rewards subject to tax reporting. Offers valid for new deposit accounts, loans, and referral accounts opened between 7/1/24 and 9/30/24. Reward not available to Frontwave employees. Limited time offer: program subject to change without notice. Membership and credit subject to credit approval. Other restrictions may apply, see the website for more details.
Frontwave Credit Union $100 Checking & Savings Bonus (Expired)
Frontwave Credit Union is offering a $100 bonus when you open a qualifying account.
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking/Savings Account
- Where it’s available: CA (In San Bernardino, San Diego, or Riverside counties Only)
- Credit Inquiry: Soft Pull via ChexSystems
- Direct Deposit Required: Yes
- Monthly Fees: $0-$5
- How to earn it:
- To receive $100 checking bonus, members must meet the following requirements:
- Open a new Frontwave Primary Checking account with a VISA debit card and Savings account;
- Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening;
- Sign up for eStatements; and
- Have one or more direct deposit(s) with a minimum of $250 made into new Savings or Checking account within 60 days of account opening.
- After receipt of the direct deposit into the account, the $100 bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.
- Simply enter promo code NEW100 to get started today!
- To receive $100 checking bonus, members must meet the following requirements:
(Expires 12/31/2023)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- To receive $100 checking bonus, members must meet the following requirements: 1) Open a new Frontwave Primary Checking account with a VISA debit card and Savings account; 2) Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening; 3) Sign up for eStatements; and 4) Have one or more direct deposit(s) with a minimum of $250 made into new Savings or Checking account within 60 days of account opening. Direct deposit(s) must be an electronic deposit of a paycheck, pension or government benefits (i.e. Social Security) from your employer or government.
- After receipt of the direct deposit into the account, the $100 bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.
- Bonus subject to tax reporting.
- Offer valid for accounts opened between 1/1/23 and 12/31/23.
- Limit one $100 bonus per unique Social Security Number per 12-month period.
- Bonus is not available to existing members with a Frontwave Checking and/or Savings account, nor to Frontwave employees.
- Offer not available to those with fiduciary accounts or those whose accounts have been closed within 90 days with a negative balance.
- Limited time offer; program subject to change without notice.
- Membership and credit subject to approval.
- Serving everyone in San Bernardino, San Diego, or Riverside counties.
- Cannot be combined with any other offer.
- Restrictions may apply.
How to Waive Monthly Fees
- Primary Checking: No monthly fees
- Teen Checking: No monthly fees
- Dividend Checking: $5.00 monthly, can be waived if:
- 55+ years old OR
- A $1,500 daily balance is maintained
- Savings Account: No monthly fees listed
- Business Primary & Business Dividend Checking: No monthly fees listed
- Business Savings Accounts: No monthly fees
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Conclusion
Frontwave Credit Union offer is a great option for those looking to expand their banking experiences. Whether you are interested in a rather attractive bonus or would like a new account, this promotion is the one for you.
If you qualify, be sure to apply as soon as you can. However, if you are not interested, be sure to see our complete list of Bank Bonuses for all your banking needs.
This offer from Frontwave Credit Union is super simple to earn and I recommend taking advantage of this offer before it expires. Frontwave CU rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to California, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back for more Frontwave Credit Union promotions, bonuses, and offers.
