Great River Federal Credit Union Bonuses: $50, $100, $150 Checking, Referral Promotions (MN)

Check out our updates on Great River Federal Credit Union bonuses, promotions, and offers.

Update 12/2/24: As a limited time offer, you can currently earn a $150 bonus when you refer friends & family to open a new account using promo code UNWRAP150. They’ll also earn a $150 bonus.

Great River Federal Credit Union Bonuses Review

Founded in 1948, they were originally called the Machinists Federal Credit Union. Now, they strive to provide their clients with financial services and products that their members will benefit from. Great River Federal Credit Union’s main goal is to be its members trusted financial resource.

I’ll go over the Great River Federal Credit Union bonuses below.

Great River Federal Credit Union $100 Checking Bonus

Earn a $100 bonus when you open a new checking account and meet the requirements.

• What you’ll get: $100 Bonus
• Eligible account: Checking Account
• Availability: MN (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Optional
• Monthly Fee: None
• How to earn it:
  • Join during this Great River FCU $100 New Member Offer using Promo Code CHARACTER100 via their online form, video chat, or in-branch.
  • New members must enroll in online banking and eStatements within 60 days of account opening.
  • New members must sign up for ONE of the following actions within 60 days of account opening:
    • 1) Checking Account with Direct Deposit
    • 2) Checking account with 5 or more debit card transactions within 60 days or
    • 3) Any type of approved loan or GRFCU credit card
  • The $100 bonus will be deposited before the 15th of the month following the 60 days from qualified account opening.

(Limited time offer)

Fine Print

• $100 bonus ($50 bonus for minor accounts) will be deposited at or around the 15th of the month following 60 days after account opening.
• Accounts must not be negative at the time of the bonus deposit.
• $50 bonus available for minor accounts without above conditions.
• Member must not have had a previous membership at GRFCU to qualify.
• Subject to change or cancellation without notice.
• This offer can not be combined with other offers for opening a GRFCU membership.

Great River Federal Credit Union $100 / $150 Referral Bonus

To earn the $100 bonus offer, refer a new member to open an eligible checking account, and meet the requirements.

• What you’ll get: $100 Bonus
• Eligible account: Checking Account
• Availability: MN (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Optional
• Monthly Fee: None
• How to earn it:
  • New members must sign up for one of the following within 60 days of account opening:
    • Checking Account with Direct Deposit
    • Checking account with 5 or more debit card transactions or
    • Any type of approved loan or credit card

(Limited time offer)

Editor’s Note: As a limited time offer, you can currently earn a $150 bonus when you refer friends & family to open a new account using promo code UNWRAP150. They’ll also earn a $150 bonus.

Fine Print

• $150 bonus ($75 bonus for minor account referrals) will be deposited at or around the 15th of the month following 60 days after account opening. New members must sign up for one of the following within 60 days of account opening
• $500 referral reward maximum per calendar year
• Referred or referral accounts must not be negative at the time of the bonus deposit
• $75 bonus available for minor accounts without the above conditions
• Referred member must not have had a previous membership at GRFCU to qualify
• Subject to change or cancellation without notice

Great River Federal Credit Union $50 Referral Bonus

To earn the $50 bonus offer, refer a new member to open an eligible checking account, and meet the requirements.

• What you’ll get: $50 Bonus
• Eligible account: Checking Account
• Availability: MN (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Have your friend mention your name at account opening.
  • $50 bonus for qualifying minor account.
  • Must open an account with Great River Go Live or within any GRFCU branch locations.
  • Use promo code: TEA

(Limited time offer)

Fine Print

• New member must not have had a previous membership at GRFCU to qualify.
• Cannot be combined with any other offer.
• Account must not be negative at the time of the bonus deposit.
• Subject to change or cancel without notice.
• NCUA Insured.

Great River Federal Credit Union $150 Checking Bonus (Expired)

Earn a $150 bonus when you open a new checking account and meet the requirements.

• What you’ll get: $150 Bonus
• Eligible account: Checking Account
• Availability: MN (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: Optional
• Monthly Fee: None
• How to earn it:
  • New members must enroll online banking and eStatements and accomplish one of the following within 60 days of account opening:
    • Checking Account with direct deposit of at least $200
    • Checking Account with debit card with 10 or more debit card transactions
    • Any type of approved loan or GRFCU credit card
  • Promo Code: BentonStart

(Limited time offer)

Fine Print

• The Offer: *$150 bonus ($75 bonus for minor accounts) will be deposited before the 15th of the month following 60 days from qualified account opening. New members must enroll in online banking and eStatements and accomplish one of the following within 60 days of account opening: 1) Checking account with qualifying** direct deposit of at least $200 2) Checking account with 10 or more debit card transactions*** or 3) Any type of approved loan or credit card. Account must not be negative at the time of the bonus deposit. $75 bonus available for minor accounts without above conditions. New Member must not have had a previous membership at Great River FCU to qualify. Offer cannot be combined with other offers. Subject to change or cancellation without notice.
• Fine Print: **Qualifying Direct Deposit – Setup direct deposit of at least $200 to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Person-to-Person payments (such as Zelle®) are not considered a direct deposit.

How to Waive Monthly Fees

• Digital Banking: No monthly fees listed
• Youth Accounts: No monthly charges
• Business Basic: $5.00 monthly; to waive obtain a loan with competitive rates to get your fees waived!
• Business Plus: $10.00 monthly; to waive obtain a loan with competitive rates to get your fees waived!

Conclusion

Overall, when you open a new checking account , you’ll receive a great bonus offer. Additionally, you can receive another bonus for referring people to join. However, be sure to note that there is a limitation to the number of people you’re able to refer to.

Feel free to comment below and let us know about how your experience went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.

Great River Federal Credit Union rates are decently competitive compared to traditional banks, however, it’s hard to compete with online banks, so check our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

Use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more Great River Federal Credit Union Bonuses, Promotions, or Offers!