Find an updated list of Greater Iowa Credit Union bonuses, promotions, and offers here.
Update 10/8/24: Offer is back and improved! The checking bonus offer has increased to $300 (previously $125) and valid through 12/31/24.
Greater Iowa Credit Union Bonuses Review
Greater Iowa Credit Union is headquartered in Ames, Iowa and was established in 1932. Since then they have grown to 8 locations, offer money market rates that are 5X the national average, and have an A health rating. Additionally, GICU is a growing, member-owned, not-for-profit financial cooperative with assets of $478 million.
| Eligibility: Greater Iowa Credit Union offers membership to individuals who live, work, worship or attend school in Adair, Audubon, Boone, Butler, Calhoun, Carroll, Clarke, Crawford, Dallas, Franklin, Greene, Grundy, Guthrie, Hamilton, Hardin, Harrison, Ida, Jasper, Lucas, Madison, Marion, Marshall, Monona, Polk, Poweshiek, Sac, Shelby, Story, Tama, Warren, Webster, Woodbury, and Wright Counties. Also included are members of a variety of organizations and associations, including active, current, reservist, and retired members of the military who are/were stationed in Iowa. Family and/or household members of a current Credit Union member are also eligible. See current membership details |
I’ll go over all Greater Iowa Credit Union offers below.
Greater Iowa Credit Union $300 Checking Bonus
Greater Iowa Credit Union is offering a $300 bonus when open qualifying checking account and meet the requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: IA
- Credit inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$5
- How to earn it:
- Open a new Greater Checking account.
- Keep open for at least 60 days and meet requirements for the higher APY during the 60-day period.
- At least 20 debit card purchases totaling $100
- Enrollment in estatements
- At least 1 direct deposit of $100 or more or 1 payment made via Greater Iowa bill pay from your Greater Checking account
(Expires 12/31/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Bonus available for new Greater Checking accounts opened by December 31, 2024 that are open for at least 60 days and meet requirements for the higher APY during the 60-day period.
- Additional terms may apply.
Greater Iowa Credit Union $100 Referral Bonuses (Expired)
Greater Iowa Credit Union is offering a $100 bonus when you refer a friend to open qualifying checking account and meet the requirements.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Where it’s available: IA (Bank Locator)
- Credit inquiry: Hard Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$5
- How to earn it:
- Referred member must open a new GICU checking account and maintain required activity.
- Complete the following activities:
- 30 debit transactions totaling at least $150
- 3 ACH direct deposits totaling at least $300 or 6 bill pays totaling at least $300
- Enrollment in Online Banking and eStatements
- Account is active and in good standing.
- Referred member must mention they were referred at account opening.
(Offer expires 12/31/2019)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer is void if referred person already has an existing GICU checking account, one was open within the last 6 months, or they live in the same household as referring member
- Once the new account meets the qualifications listed above, $100 will be directly deposited to both the referring and referred members’ GICU checking account – no exceptions
- If the new account does not meet the qualifications within 60 days, the bonus will not be paid
- No limit to number of referrals and rewards
- GICU reserves the right to terminate the referral program at any time
How To Avoid Monthly Fees
- Basic Blue Checking: No monthly fee
- Fresh Start Checking: $5 + Tax
- Greater Checking: No monthly fee
- Greater Blue Business Checking: No monthly fee
- Business Essentials Checking: $10 (plus tax) waived with $500 minimum balance
- Commercial Checking: $20 (plus tax) waived with $2,500 minimum balance
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Conclusion
Overall, Greater Iowa Credit Union allows multiple people to benefit from this promotion.
Greater Iowa Credit Union has decent rates for CDs and Savings, but always check out our best rates for Savings, Money Market, and CD accounts from the links below.
If you’re not local to any of the states above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to leave a comment below if you want to leave you info for the referral bonus. Remember both parties receive the $100 bonus. Your feedback is highly appreciated and makes our site even better!
Check back often for more Greater Iowa Credit Union Bonuses, Promotions, or Offers!
