Ever since Guaranteed Rate opened, they have closed over $100 billion in mortgage loans. This nationwide mortgage lender has three options such as: low rates with transparent and fair fees, advanced technology that makes streamlines and mortgage processes easier, and amazing customer service from mortgage professionals.
Read more below to see more details about Guaranteed Rate home loans and their promotions!
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Mortgage Options & Rates
Guaranteed Rate has a decent variety of home loan items that covers a large range of mortgage needs. They have purchase and refinance loans, this includes conventional mortgages, government-backed ones, non-confirming jumbo loans, and cash out refinancing.
Their current mortgage rates and estimated prices can be viewed on the Guaranteed Rate website.
Customer Satisfaction
With Guaranteed Rate, they have lots of beneficial information on their website that greatly assists their customers. Their loan officers are skilled and will assist clients with the information they need.
The Guaranteed Rate online utensil for mortgage estimates is a great experience for their users. Their rates are low and has a very clear process with a large accessibility that satisfies their customers.
With all of this effort, it shows on lots of different review sites. Guaranteed Rate also gets large scores and lots of great reviews on websites such as: LendingTree, Yelp, and Better Business Bureau.
On their own website, the lender increases are over 500,000 happy customers, a 95% customer satisfaction rate, and a large Net Promoter Score of 83, this beats their competing brands like USAA and State Farm.
Availability
Guaranteed Rate has their licence to give mortgage loans in all 50 states and Washington, DC, with over 300 local branches in the country. But, you would get the most out of their company website, this is where you are able to put in your loan details to receive a good view of your choices for a mortgage.
Eligibility
If your credit score is in good standing, a stable income, and a good credit history, you are able to apply for a loan with Guaranteed Rate. Lenders will be willing to work with borrowers that don’t have 20% for a down payment, if not then they have to have the qualifications to a mortgage loan.
Application Process
Ever since Guaranteed Rate opened their online mortgage in July 2016. Borrowers are able to put in their current loan information, view their credit scores, and safely upload and electronically sign loan documents. This process can be done online. You wouldn’t have to take to anyone to get your purchase loan or mortgage refinance approved.
You can speak with an eligible loan officer that will be able to assist you with the application process if you require any help.
Go to their website and follow the instructions to sign up.
They require you to give information of the property that you want to purchase or refinance, your personal finance information, etc. After you get your loan choices, you can ask questions online or on the phone to receive more details to get the product you want. After that, it will only take a couple minutes to finish.
If you want to apply for the loan, Guaranteed Rate will help you with the loan application, this will only take about 15 minutes.
(Visit Guaranteed Rate for more information)
Bottom Line
Guaranteed Rate has a large range of mortgage choices with competitive rate offers. They will even let lender credits that assist you on decreasing closing prices. This company brags about the state-of-the-art, user-friendly digital industry with a large rate of happy customers.
However, Guaranteed Rate won’t consider a nontraditional credit history like: rent, child support, and lots of their loan items.
