Find the latest Guaranty Bank & Trust Company bonuses, promotions, and offers here!
Update 10/31/24: The $200 personal checking and $300 business checking bonuses have been extended through 12/8/24.
Guaranty Bank & Trust Company $200 Checking Bonus
- What you’ll get: $200 bonus
- Eligible account: Checking Account
- Where it’s available: MS, TN (Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: No
- Monthly Fee: $8-$15; waivable
- How to earn it:
- Open a Freedom Checking, Secure Checking, Ultimate Checking, or SAM- Student Checking at any Guaranty Bank branch or online.
- Opening deposit must be in accordance with the product type.
- Keep the account open and in good standing (no NSF or OD Fees) for the first 30 days after account opening.
(Expires 12/08/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- A new customer for this promotion is defined as someone who doesn’t have an active/open checking account with Guaranty Bank. Guaranty Bank employees are not eligible for this promotion.
- To qualify, you can not have any non-sufficient funds or overdraft fees on your account in the first 30 days after account opening.
- Opening deposit cannot be transferred from existing Guaranty Bank accounts.
- The bonuses will be credited to your account within 4 weeks of completing the 30-day requirements and will be reported as income on Form 1099-INT.
- This offer is available on a consumer or business account level for new customers.
- Visit a branch or gbtonline.com to understand the monthly service charges that are associated with various checking products, as well as ways that the monthly charges may be eliminated based on balance.
Guaranty Bank & Trust Company $300 Business Checking Bonus
- What you’ll get: $300 bonus
- Eligible account: Business Checking Account
- Where it’s available: MS, TN (Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: No
- Monthly Fee: $12-$15; waivable
- How to earn it:
- Open a Guaranty Edge Checking, Commercial Analysis Checking or Business Checking with interest at any Guaranty Bank branch or online.
- Opening deposit must be in accordance with the product type.
- Keep the account open and in good standing (no NSF or OD Fees) for the first 30 days after account opening.
(Expires 12/08/2024)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- A new customer for this promotion is defined as someone who doesn’t have an active/open checking account with Guaranty Bank. Guaranty Bank employees are not eligible for this promotion.
- To qualify, you can not have any non-sufficient funds or overdraft fees on your account in the first 30 days after account opening.
- ll be reported as income on Form 1099-INT.
- This offer is available on a consumer or business account level for new customers.
- Visit a branch or gbtonline.com to understand the monthly service charges that are associated with various checking products, as well as ways that the monthly charges may be eliminated based on balance.
Guaranty Bank & Trust Company $50 Referral Bonuses
Earn a $50 bonus when your friends or family member opens an account and meets the qualifications.
- What you’ll get: $25/$50 bonus
- Eligible account: Checking Account
- Where it’s available: MS, TN (Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: No
- Monthly Fee: $8-$15; waiveable
- How to earn it:
- Referrer:
- To make a referral, the Referrer must register for the program online at www.gbtonline.royalreferralcenter.com , agree to the Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person or Business.
- A Referrer may receive up to ten (10) direct deposits in increments of $50 ($500 value) within a calendar year, but only one Referrer may receive a cash bonus for each Referred Person or Business that fulfills the requirements (the first Referrer who enters information for a Referred Person or Business will be the eligible Referrer).
- The Referred Person or Business may only receive one incentive bonus for opening an account and completing the requirements but may also be eligible as a Referrer.
- Referred:
- To earn $50 cash via direct deposit, the Referred Person must register by following the link provided in the referral email or text; open a new GB&T personal or business checking account within 60 days after receiving the email or text offer through the official means of the program.
- And keep the new account open and in good standing (the account must not have any overdrafts) for at least 60 days.
- Referrer:
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- REFERRED PERSON OR BUSINESS: As a participant in the GBT Bank Refer A Friend promotion, you understand that the GBT person making the referral may know that you opened an account and met the qualifying criteria needed for each participant to receive the $50.00 cash referral bonus.
- GBT will not disclose the identity of the customers who have opened an account to the referring customer.
- You will need to notify your friend if you wish to make them aware that you have opened an account through the Refer A Friend promotion.
- The Reward offer is not available if the Referred Person or Business already has a GB&T checking account, and it may not be combined with other offers. This offer may end or be changed without notice.
How To Waive Monthly Fees
- Freedom Checking: $8 monthly fee, waivable with minimum balance of $1,000
- Secure Checking: $10 monthly fee, waivable with minimum balance of $1,000
- Ultimate Checking: $15 monthly fee, waivable with a daily balance during the monthly statement period of $25,000 or more
- SAM – Student Checking: None
- Guaranty Savings: $10 quarterly service charge if balance falls below $300
- Personal Money Market Account: $10 monthly fee, waivable with minimum balance of $2,500
- Guaranty Prime Account: $15 monthly fee, waivable with minimum balance of $15,000
- Guaranty Edge Checking: $14 monthly fee, waivable with minimum balance of $2,500
- Commercial Analysis Checking: $16 monthly fee, earnings credit allowance can be used to offset
- Civic Checking: $2 monthly fee, waivable with eStatements and minimum balance of $1,000
- Business Checking with Interest: $12 monthly fee, waivable with minimum balance of $1,000
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Conclusion
If you live near a branch, I recommend checking out this bonus to earn a generous bonus. Feel free to comment on this post with any questions you may have about Guaranty Bank & Trust Company, their accounts they offer, or coupon codes.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
