Available to residents of Ohio, Heartland Bank is offering a 1.50% APY Rate for their Money Market Savings Account. Keep reading below for everything you would need to know about the attractive account and rate!
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Heartland Bank Money Market Savings Review
Heartland Bank is located in Ohio. It was established in 1911 and has 20 locations throughout the state. Heartland Bank money market rates are 5X the national average so take a look at this account below.
In addition to the rate from this bank, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review Heartland Bank Money Market Savings below.
Heartland Bank Money Market Savings Rate
To earn Heartland Bank’s competitive rate, you must first have an opening deposit of $1,000. Secondly, to earn the high rate of 1.50% APY, you must have an account balance of 25,000 or more. Enjoy earning this rate on balances up to $250,000.
- What you’ll get: 1.50% APY
- Eligible account: Money Market Savings
- Credit inquiry: Unknown
- Where it’s available: Ohio
- Opening Deposit: $1,000
- Monthly fee: None listed
- Early Termination Fee: If closed within 180 days from opening date, you will be charged an early close fee of $25
(FDIC Insured)
How to Acquire Heartland Bank’s Rate
- Open a Money Market Savings account from Heartland Bank
- To open this account, you must have an opening deposit of at least $1,000
- Start earning the 1.50% APY interest rate on minimum balance of $25,000 or more
- Earn this rate on all balances up to $499,999.99
| Balance Requirement | APY Rate |
| $0.01 – $9,999.99 | 0.03% APY |
| $10,000 – $24,999.99 | 0.08% APY |
| $25,000 – $499,999 | 1.50% APY |
| $500,000+ | 0.12% APY |
Heartland Bank Account Features
- Tiered interest rate with limited check-writing capability
- Six free debits per month; thereafter, $15 per debit
- $10 monthly maintenance fee ($10,000 minimum daily balance to waive maintenance fee)
- First order of basic checks free of charge
- Free monthly eStatements with Online Banking
Conclusion
Heartland Bank is offering a great APY Rate of 1.50% for their Money Market Savings Account. However, to earn this rate you must have account balances of $25,000. If this account minimum seems a bit high, there are other offers out there.
Let us know about your experience with this bank and comment below.
Check back often to see the latest info on Heartland Bank Money Market.
