Check out the most recent Heartland Credit Union bonuses, promotions, and offers here.
When you open a checking account, Heartland Credit Union offers the opportunity to earn a $50, $100, $150, $200 checking and referral bonuses!
Heartland Credit Union Bonuses Review
Heartland Credit Union is headquartered in Hutchinson, KS. It was established in 1948 and has grown to have 114 employees and 29,401 members at 9 locations as of December 2020.
I’ll go over the Heartland Credit Union offers below.
Heartland Credit Union Up to $200 Referral Bonus
Heartland Credit Union is offering members up to $200 bonus when they refer friends who open a new checking account and meet the requirements.
- What you’ll get: Up to $200 Bonus
- Eligible account: Checking Account
- Where it’s available: KS (Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: $0
- How to earn it:
- Referring a friend to HCU is easy and can earn you and your friend a little bonus!
- Earn $50 if your friend opens a primary checking account
- Earn $50 if your friend secures a personal loan of at least $10,000
- Limited Time Offer: Earn up to an additional $100!
- Refer a friend that opens a new membership with a total Share balance between $50,000 and $99,999 and earn an additional $50 bonus.
- Refer a friend that opens a new membership with a total Share balance of $100,000 or greater and earn an additional $100 bonus.
- Referring a friend to HCU is easy and can earn you and your friend a little bonus!
(Expiration Unknown)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Membership required.
- Current members earn $50 each and new members earn $25 each for: 1) New member that opens their primary personal checking with HCU with payroll direct deposit. 2) New member securing funded personal loan of at least $10,000 within 60 days of opening account. 3) Current members earn $50 when a new member brings $50,000 – $99,999 in deposits, or $100 when the new member brings $100,000 or more in deposits within 60 days of account opening.
- Referral form must be provided at time of account opening.
- New member must meet membership requirements and have not had an HCU account for at least 12 months.
- All member accounts must be in good standing to receive payment.
- Bonus will be deposited in the members Share account within 60 days of opening.
- Not valid with any other offer. Members will receive a 1099-INT for bonus.
- Must be at least 18 years of age. Offer may be canceled without notice.
- Employees and Volunteers of HCU are not eligible. Federally insured by NCUA.
Heartland Credit Union $50 Referral Bonus
Heartland Credit Union is offering members a $50 bonus when they refer friends who open a new checking account and meet the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Where it’s available: KS (Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: $0
- How to earn it:
- For each new member you refer, you can earn $50 while they earn $25. All you need to do is:
- Simply click the “Refer a Friend Today” button using the link above to send a message to your friends.
- Or, print out this Refer-A-Friend form, and give to a family member or friend. Your friend will bring the finished form into any Heartland Credit Union branch. The referral form must be provided at the time of account opening.
- Referees earn $25 each for:
- 1) Referee that opens their primary personal checking with HCU with payroll direct deposit.
- 2) Referee securing funded personal loan of at least $10,000 within 60 days of opening account.
- Referrers can:
- Earn $50 if your friend opens a primary checking account
- Earn $50 if your friend secures a personal loan of at least $10,000
- For each new member you refer, you can earn $50 while they earn $25. All you need to do is:
(Expiration Unknown)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Membership required.
- Referral form must be provided at time of account opening.
- Referrers earn $50 each and referees earn $25 each for:
- 1) Referee that opens their primary personal checking with HCU with payroll direct deposit.
- 2) Referee securing funded personal loan of at least $10,000 within 60 days of opening account.
- Referee must meet membership requirements and have not had an HCU account for at least 12 months.
- All member accounts must be in good standing to receive payment.
- Bonus will be deposited in the members Share account within 45 days of opening.
- Not valid with any other offer.
- Members will receive a 1099-INT for bonus.
- Must be at least 18
Heartland Credit Union $200 Checking Bonus (Expired)
Heartland Credit Union is offering a $200 bonus when you open a new checking account and meet the requirements.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Where it’s available: KS
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: $0
- How to earn it:
- Earn a $200 bonus when you open your Rewards Cash Back Checking account.
- Requires a debit card, eStatements, and 15 debit card transactions each month for the first two full calendar months the account is open.
- Bonus will be paid on the last day of the second full month.
(Expires 09/09/2022)
Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Federally insured by NCUA. *Membership required. Based on approval.
- Applies to new HCU Rewards Cash Back Checking accounts opened from July 25 to September 9, 2022.
- Account must be open at time of payment.
- Member cannot have HCU checking prior to July 1, 2022.
- Earn $.05 cash back for every debit card transaction over $10.
- Must use your debit card 15 times per month and have eStatements to earn cash back.
- Maximum cash back amount is $5 per month.
How To Waive Monthly Fees
- Gateway Checking: None
- Simply Business Checking: No monthly fee, however $3.00 paper statement fee can be waived with eStatements
- Rewards Cash Back Checking: $3 monthly fee for paper statements
- Rewards Dividend Checking: $5 monthly service fee. $3 fee rebate when you sign up for eStatements
- Waive the monthly service fee by using your debit card 15 times per month or maintaining a balance of $1,000 or greater
- Advanced Business Checking: $10 monthly fee. Waived with 15+ debit card transaction or minimum daily balance of $2,500
![]() |
![]() |
Conclusion
If you have a Heartland Credit Union near you, I recommend checking this promotion out to earn a generous bonus and an account with no monthly fees and many features.
If you want to find other generous promotions, our list of Savings, Money Market, and CD Rates has some that are worth checking out.
Use our bank bonuses page to find other offers if you are not eligible for this one. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Heartland Credit Union, their accounts they offer, or coupon codes.
Check back often for more Heartland Credit Union Bonuses, Promotions, or Offers!