The Holland America Line Rewards Visa Card has an introductory offer of 5,000 bonus points when you use your card for the first time. We value these points to be worth around $50. Even though it is not the best welcome offer there is to offer, it will not cost you anything to have this card. See our list for more travel credit card options such as the Marriott Bonvoy Bold Credit Card.
Holland America sails to many different ports all around the world with as many as 10 different destinations. Even though it doesn’t necessarily grant you many benefits, there will be a great value for the Holland America Line Rewards card if you cruise frequently. Including the introductory offer, you will receive double the points when making any Holland America purchases.
If you don’t go on cruises that often, then you should consider a general travel rewards credit card.
Holland America Rewards Card Quick Facts
| Bonus Available | Receive 5,000 bonus points after making your first purchase on your card. |
| Bonus Value | $50 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | Get 2 points for each $1 spent on all Holland America Line purchases.
Get 1 point for each $1 spent on all other purchases. |
| Foreign Transaction Fees? | No |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*Holland America Line Rewards Vista card is issued by Barclays. Compare this to other credit card offers.*
Pros
- No annual fee
- Bonus points
- Partner cruise brands
- No foreign transaction fees
Cons
- Good-Excellent credit needed to qualify
- Low earning potential
- Complicated rewards
Editor’s Alternate Pick
 The Marriott Bonvoy Bold® credit card offers 30,000 bonus points after spending $1,000 on eligible purchases within the first 3 months from account opening. You'll earn: • Up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 2X points for all other travel purchases • 1X points per $1 spent on all other purchases This card comes with no annual fees or foreign transaction fees and you'll get 15 elite night credits each calendar year! |
Holland America Line Rewards Card 5,000 Bonus Points
Make use of the Holland America Line Rewards card’s introductory offer of: 5,000 bonus points. The evaluation for the value of these points would be worth around $50 in value (more on that below).
You must have at least one purchase charged to your card to qualify, there is not a time or spending limit placed on your card.
What are Holland America Points Worth?
Compared to lots of other different rewards cards, the worth of your points reflect on how well you decide to use them. Typically, one Holland America point is worth about $0.01. It’s almost the same average of points you would receive with many other varieties of credit cards.
Your Holland America points can be used for:
- Statement credits toward Holland America Line and partner brands (see below)
- Onboard amenities
- Statement credits toward airfare
- Travel rewards (flights, hotel stays, car rentals)
- Gift certificates
- Merchandise
Non-Holland America cruise redeemable points have a value of $0.01. Redeeming your points may vary, if you look in the statement credit chart listed below.
| Statement Credit Amount | Value Per Point |
| $50 – $499 | $0.01 |
| $500 – $1,499 | $0.0125 |
| $1,500 – $2,000 | $0.015 |
| $2,001 – $4,000 | $0.02 |
| $4,001 or more | $0.025 |
To receive the best value for your points, they can be used for statement credits directed to the Holland America Line and all of their partner brands.
Holland America Line Partner Brands
| AIDA | Carnival | Costa |
| Cunard | Princess Cruises | P&O Cruises Australia |
| P&O Cruises UK | Seabourn |
Bottom Line
If you like to truly invest in purchasing Holland America tickets, with the no-annual-fee Holland America Line Rewards Visa card, it would be more logical for people who love cruising. However, there are not many perks included and it has some complicated rewarding systems that would most likely have to be looked over a few times before signing up for this card.
If you are a frequent cruiser, then you will most likely build up your points in no time for any other trips you take with Holland America or one of its partner brands. If you do not go on cruises that often, then you should look into a general travel rewards card that is better suited for you.
(Visit Holland America for more information)
What’s the Competition?
There will be some of the top competitors for Holland America Line Rewards Visa credit card listed below.
 The Hilton Honors American Express Card offers 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership. Offer Ends 4/29/2025. You'll earn: • 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio. • 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations. • 3X Points for all other eligible purchases on your Card. Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. This card comes with $0 annual fee and no foreign transaction fees, so you can enjoy international travel without additional fees on purchases made abroad. (See Rates & Fees) Terms Apply. |
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
