Huntington Bank Voice Card Review: Earn 3% lower purchase APR

One other option that we haven’t really gone through in our last post about the Huntington Bank Voice Credit Card is instead of earning the 3X category of your choice (capped at $2,000 every quarter), you will be able to earn 3% lower the purchase APR.

If you roll over your monthly balance, you could spend less on finance charges and pay off balances faster than with higher rate cards. On top of that, there’s late fee grace perks as well as no foreign transaction fee and no annual fees attached. Now, if you pay off your Voice Credit Card  in full each month, then you should already know that the 3X Rewards is more interesting, nonetheless, a reassurance measure I’m assuming.

Alternative Credit Cards:

• Blue Cash Everyday® Card from American Express
• Premier Rewards Gold Card from American Express
• Chase Freedom Unlimited^SM

Huntington Voice Credit Card Summary:

• Apply Now
• Maximum Bonus: $200 bonus
• Best Feature: Earn triple rewards points with a Pick&Choose category system. (Capped at $2,000 per quarter)
• Spending Requirement: spend $500 or more within a given 2 months
• Bonus Worth: $200
• Annual Fee: None
• Expiration Date: None
• Additional Advice: The Huntington Voice credit card does hard pull on your credit.

Huntington Voice Credit Card Features:

• Earn 3% lower purchase APR instead of rewards. That way, you’ll spend less on finance charges and pay off balances faster.
• OR Earn a point per dollar on all purchases with Voice℠ and pick a triple rewards category. (Capped at $2,000 per quarter)
• Late grace period – Get an extra day to pay if you miss a payment
• 10% Relationship Bonus – Open Huntington Bank 5 or 25Checking.
• No foreign transaction fees
• No penalty rate
• No annual fee

Conclusion:

Now, I don’t necessarily recommend the 3% lesser APR attached perk, but it’s there and I must reiterate that this could be a potentially great card for those of you that don’t have excellent credit. Considering that I built my credit on the very foundation of this card, 3% lesser APR could’ve benefited me greatly if I had put any balance on my card that I couldn’t fully pay off in a month. Keep in mind that Huntington Bank offers a 10% Relationship bonus if you open a 5Checking or 25Checking linked. There’s no late grace period, no foreign transaction fees, no penalty rates and definitely no annual fee, so check it out! Find out which card is right for you by checking out our complete list of Credit Card Promotions today!

With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access Apply Now at American Express