Idaho Central Credit Union CD Review: 3.25% APY 60-Month CD Special (Idaho, Nevada)

If you are a current resident of Idaho and Nevada who wishes to take advantage of a generous rate this season, then now is your chance! Idaho Central Credit Union is offering you a wide range of rates to fit all your banking needs. Whether you are looking for a short term or long term solution, there is definitely an account for you! However, right now, you can take advantage of the CD special: 3.25% APY 60-Month CD term. Simply meet the $500 minimum deposit and the rate is yours! Additionally, you will gain instant access to a range of account features to better your banking experience ahead. If you would like to start saving, then I recommend you sign up for a new account today!

Eligibility: Becoming a member of Idaho Central is easy. If you meet the eligibility requirements, you’ll need $30 to open your account. $25 goes into your Share Savings Account and becomes your share of the Credit Union and the remaining $5 is a one-time membership fee.

Idaho Central Credit Union CD Account Summary:

• Apply Now
  
• Account Type: CD account
• Current Promotion: 3.25% APY 60-Month CD 
• Special APY Rates/Balance requirements:
  • 3.25% APY- $500
• APY Rates: 
  • 0.05% APY- 3 Month CD
  • 0.20% APY- 6 Month CD
  • 0.35% APY- 1 Year CD
  • 0.35% APY- 18 Month CD
  • 0.40% APY- 2 Year CD
  • 0.80% APY- 3 Year CD
  • 1.00% APY- 4 Year CD
  • 1.15% APY- 5 Year CD
• Availability: ID, NV (Branch Locator)
• Soft/Hard Pull: Unknown
• Minimum Balance Requirement: $500
• Additional Requirements: None
• Early Withdrawal Fee: Penalty imposed if withdrawn before maturity
• Auto-Renewal: None listed, check with CSR

Idaho Central Credit Union Best Bank Rates:

All in all, Idaho Central Credit Union has ranked quite nicely across the board from our Best 5-Year CD Rates in the local section. Idaho Central Credit Union wants to put the power of the account in your hands. When you sign up for a new CD account, you will be able to take advantage of all the great features and benefits that the bank has to offer. Not to mention that you will be able to select a rate and length that fits your financial and deposit goals! However, note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Idaho Central Credit Union CD Account Features:

• No monthly fees and a low minimum balance requirement of $500
• Offers some of the highest rates available nationwide
• Choose from 3-Month to 5-Year terms to suit your needs
• Earn interest with the compounded interest rate
• NCUA insured of up to $250,000

Conclusion:

If you are a resident of Idaho or Nevada and would like a new CD account, then I recommend taking advantage of the wide range of rates and offers from Idaho Central Credit Union. With a range of lengths and tiered rates to choose from, there is definitely an account to fit your needs. However, I would definitely pay close attention to the current CD special: 3.25% APY 60-Month CD term. All you need to do to earn the stated rates is meet the deposit and watch your money grow! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

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