Take advantage of the latest INB bonuses, promotions, and offers here.
Currently, they are offering a $100, $350 bonuses.
Illinois National Bank Bonuses Review
INB is a locally owned, privately held national bank based in Springfield, Illinois. It operates 13 branches and a remittance processing center in central Illinois.
I’ll review the current INB bonuses below.
INB $350 Checking Bonus
Earn a $350 bonus from INB when you open a new checking account with qualifying activity.
- What you’ll get: $350 Bonus
- Eligible account: Checking
- Where it’s available: IL (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: Yes
- Monthly Fee: $0-$10, waivable
- How to earn it:
- Get up to $350 when you open an INB Checking Account.
- A $250 bonus when you open an INB personal checking account, setup a monthly direct deposit of your paycheck, and setup a monthly automatic payment to your INB Home Loan from this account.
- Up to $100 when you sign up for Pocket Change with your new checking account. We’ll match your Pocket Change transfers to your INB savings account, up to $100, for the first 90 days.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Minimum opening deposit requirement of $50 for Power Checking and Easy Checking. The minimum opening deposit required for Power Plus checking is $2,500. Annual Percentage Yield as of 11.02.22 for Power Plus Checking is tiered and ranges from 0.15% on balances up to $4,999.99 and 0.35% for balances of $5,000 and over. Rate and APY may change at any time. Fees may reduce earnings. If you maintain your new INB checking account with direct deposit of payroll, Social Security, retirement, or disability income, and an automatic payment from this account to your new or existing INB mortgage loan, then we will deposit $250 to your INB checking account by the end of the statement cycle in which both of those activities occur. Direct deposit and automatic payment must take place within 120 days of account opening to qualify for the $250 bonus. Limit one per customer. The bonus will be reported on IRS form 1099-INT.
- We will round up your INB VISA debit card purchases based on your enrollment choice and transfer the difference from your checking account to your savings account. We will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100.00. Matching funds will be paid at the end of the 90 day period on accounts that remain open and enrolled. All personal checking accounts are eligible. Eligible personal savings accounts include Regular Savings, which requires a minimum opening balance of $50.00 and pays an annual percentage yield of .20% as of 11.02.22. Rates may change at any time. Fees may reduce earnings. We may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice. Matching funds will be reported to the IRS on Form 1099.
INB $100 Checking Bonus
Earn a $100 bonus from INB when you open a new Checking and Savings Account.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account, You Name It Savings Account
- Where it’s available: IL (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: No
- Monthly Fee: $0-$10, waivable
- How to earn it:
- Open a qualifying checking account.
- Round up your INB VISA debit card purchases based on your enrollment choice and transfer the difference from your checking account to your “You Name It” Savings Account.
- They will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100.00.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- The annual percentage yield on the “You Name It” Savings Account is 0.25% as of 2.19.19.
- Rates may change at any time.
- They may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice.
- Matching funds will be reported to the IRS on Form 1099.
How To Waive Monthly Fees
- Power Checking: $6 monthly fee
- Power Plus Checking: $10 monthly fee, waivable by maintaining $2,500 minimum daily balance
- Easy Checking: $5 monthly fee, waivable by maintaining $500 minimum daily balance; or have a monthly direct deposit; or have a monthly direct debit of an INB loan payment; or high school or post-secondary education enrollment.
- Regular Savings Account: $2 monthly fee, waived by maintaining $200 minimum daily balance
- You Name It Savings Account: $10 withdrawal fee, waivable by making less than two withdrawals (including transfers) in a month.
- Youth Savings Account: $2 monthly fee, waived by maintaining a $10 minimum daily balance
- Money Market Savings Account: $8 monthly fee, waived by maintaining a minimum daily balance of $2,500
- Maximizer Savings Account: $10 monthly fee, waived by maintaining a minimum daily balance of $10,000
- Health Savings Account: None
- Business Analysis Checking: Contact Treasury Services for a full listing of business account and solution fee schedule.
- Business Premier: $15 monthly fee, waived by maintaining $12,000 average daily collected balance
- Basic Business: $15 monthly fee, waived by maintaining $12,000 average daily collected balance
- Everyday Business: $5 monthly fee
- Business Savings: $3 monthly fee, waivable by maintaining $500 minimum daily balance
- Business Money Market: $7 monthly fee, waivable by maintaining $2,500 minimum daily balance
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Conclusion
Overall, when you open a new account with INB you’ll receive their great bonus offer. You’ll be able to get your pick from several options of accounts with different perks. However, if you don’t reside in Illinois, check out other checking bonuses better suited for you.
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in Illinois, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Feel free to comment on this post with any questions you may have about INB, their accounts they offer, or any experiences you have had!
Check back often for more Bonuses, Promotions, or Offers!
