When applying for the Indigo Mastercard, here are some things you should know. Firstly, this is a card with distinguishing annual fees depending on your credit worth. Assumingly enough, the lower your credit score; the higher the fee with a consistent 23.99% APR attached. This is a card for individuals with less than perfect credit histories with pre-qualification available. In addition to that, you’ll be able to have 24/7 access online and mobile, protection from fraud, and usage anywhere where Mastercard is accepted.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Indigo Mastercard Summary:
- Apply Now
- Best Feature: Build your Credit
- Annual Fee: $0, $59, and $75 for the first year, $99 thereafter.
- Expiration Date: None
- Additional Advice: If you miss a payment, you’ll risk paying for the Penalty APR.
Indigo Mastercard Features:
- Pre-qualification available with no impact to your credit score
- Previous bankruptcy OK
- Easy pre-qualification process with fast response
- Free online account access (mobile friendly)
- Protection from fraud, if your card happens to be lost or stolen
- Accepted at over 35 Million Locations Worldwide!
Indigo Mastercard Pros:
- Build Credit Score
Indigo Mastercard Cons:
- No rewards
- Hefty Annual Fee if you have severely low credit
Conclusion:
With the Indigo Mastercard, you will be able to improve your credit being that they do report towards all 3 major credit bureau. Just keep in mind that you will only improve your credit if you start a responsible payment history and do not use up too much of your available credit utilization: 10%-15% only. This card could make or break your credit score. Keep in mind that there is a slightly hefty APR of 23.99% attached so it’s not recommended to carry any balanced over whatsoever. If they deem you irresponsible enough to attached the $79 annual fee for the first year, then $99… This card may not be worth it for you, but always take into consideration this card is meant solely to benefit your flailing low credit score. Don’t forget to check out our complete list of Credit Card Promotions today!
