Ink Plus Business Credit Card Review: 60,000 Bonus Points

With the Chase Ink Plus® Business Credit Card, you can earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards. With Ink Plus, you can choose to either pay in full or over a period of time. As a cardholder, there are certain categories you can earn 5X the points on per $1 on the first $50,000 spent: office supply stores, on cellular phone, landline, and internet and cable TV services.

You can also earn 2X points per $1 on the first $50,000 spent on gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year. There are no foreign transaction fees and the employee cards are free. Additional Chase benefits include a 1:1 point transfer to participating travel programs with no transfer fees, along with 20% off travel when points are redeemed through Chase Ultimate Rewards. Best of all, you can now add employee cards at no additional cost.

Ink Plus Business Credit Card Summary:

• Apply Now
• Maximum Bonus: 60,000 bonus points
• Spending Requirement: You must spend $5,000 on purchases in the first 3 months from account opening.
• Annual Fee: $95
• Bonus Worth: When you redeem the 60K bonus points through Chase Ultimate Rewards, this bonus ends up being worth at least $750 toward travel. But if you redeem the 60K bonus points for gift cards or statement credit, the bonus points are worth $600.
• Expiration Date: No expiration
• Additional Advice: Many cardholders transfer their Chase Ultimate Rewards points to airline or hotel partners such as United, British Airlines, Southwest Airlines, Korean Air, Hyatt, Marriott, Priority Club, Ritz Carlton, Amtrak, and more. If you want to really get the most value out of this bonus, one of the best ways to redeem the 60,000 Chase Ultimate Rewards points is by getting 2 nights in a top category 6 Hyatt hotels such as the Park Hyatt in Paris, Tokyo, or the Maldives. These hotel rooms cost $500 or more per night! You can do this by simply transferring the points to Hyatt and redeem them for hotel rooms.
• Alternative Credit Cards:
  • Gold Delta SkyMiles® Credit Card from American Express
  • IHG® Rewards Club Select Credit Card
  • Expedia®+ Voyager Card from Citi

Ink Plus Business Credit Card Features:

• Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
• Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
• Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
• Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn
• No foreign transaction fees
• Chip-enabled for enhanced security at home and abroad when used at a chip card reader
• Employee cards at no additional cost
• $95 Annual Fee

Ink Plus Business Pros:

• 60,000 Bonus Points
• Organized Point Earning Categories
• No Foreign Transaction Fees

Ink Plus Business Cons:

• Bad for anyone who spends way more than the bonus rewards cap
• Annual Fee is not waived for the first year

Conclusion:

The Ink Plus® Business Credit Card is one of the best business rewards cards in the industry, especially for new entrepreneurs and business builders because you can earn 60K sign-up bonus and 5X the points per $1 spent on office supply stores, on cellular phone, landline, and internet and cable TV services. Your account must be open and not in default when you fulfill the bonus requirements. Know that if your account is closed or inactive, you will lose the bonus. Once the requirements are met, wait 6 to 8 weeks for the bonus points will be posted onto your account. If you are small business owner, I strongly recommend to consider this card and apply today! Don’t forget to check all Credit Card Bonuses from our exclusive list!

With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access Apply Now at American Express