Find the latest Jefferson Bank bonuses, promotions, and offers here.
Update 4/11/24: The $300 checking bonus is back valid through 12/31/24. There is also a $50 bonus per person you refer to open a new account.
Jefferson Bank Bonuses Review
Since 1967 the vision that has guided Jefferson Bank is simple: to be a solid, financial resource to the people of Jefferson City and mid-Missouri. Through the years they’ve had the privilege of helping their customers build homes, start businesses, save for college, and develop financial plans.
I’ll go over the Jefferson Bank offers below.
Jefferson Bank $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Where it’s available: MO (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: $3-$20; waivable
- How to earn it:
- Simply open any eligible checking account using promo code Get300
- Deposit $50 or more at account opening
- Have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening
(Expires 12/31/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- To receive the $300 checking bonus, open and maintain any personal checking account except Free Checking.
- Free Checking is not an eligible checking account.
- Deposit $50 or more at account opening; and have at least two or more direct deposits with a cumulative total of $250 within 90 days of account opening.
- No minimum balance required for Bonus.
- Qualifying types of Direct Deposits include any direct deposit from Payroll, Pension or Government Benefit.
- Bonuses are reported to the IRS as interest.
- Bonuses will be deposited into the checking account within 15 business days after account(s) 1) meets all requirements AND 2) has been open for 90 days.
- Available to new checking account customers only.
- Offer is not available to those whose accounts have been closed with a negative balance within the last 2 years.
- You will receive only one new checking account opening related bonus every two years from the last date incentive was paid.
- Only one bonus per household.
- Customer must bring in mailer or use offer code to receive incentive.
- Offer may only be redeemed by the intended recipient and is nontransferable.
- Eligibility for this offer will be verified prior to providing the bonus.
- The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the bonus.
- We reserve the right to not open accounts for customers outside our market area.
- Please contact us for further details.
- Promotion ends 12/31/2024.
Jefferson Bank $50 Referral Bonuses
- What you’ll get: $50 Bonus
- Eligible account: Referral bonus
- Where it’s available: MO
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fee: $3-$20; waivable
- How to earn it:
- Get $50 for every friend you refer to open a checking account.
- From the Mobile Banking App:
- Select “Refer-A-Friend” from the menu.
- Choose to share your referral link however you’d like – text message, email, or any way that’s most convenient for you.
- Once we confirm your friend’s account is open, you’ll receive a notification when we deposit your referral bonus into your account.
(Limited time offer)
Fine Print
- Customers are eligible to receive $50 for every new to bank household referred.
- $50 will be deposited into a deposit account within ten business days after the new to bank household checking account is funded.
- Customers can earn up to $500 a calendar year in Refer-A-Friend incentives.
- Please be advised that referring customer may become aware that you opened an account with us.
- Reproduction, purchase, sale, transfer, or trade of this offer is prohibited.
- This is intended for use by friends and family of the original recipient.
- Publication of this offer on 3rd party sites is prohibited entirely.
- Any and all referrals after prohibited publication may not be honored for either party.
How To Waive Monthly Fees
- SaveUp Savings: None Listed
- Personal Money Market: None Listed
- Youth Savings: None Listed
- Small Business Checking: None Listed
- MyChoice Checking: $3 monthly fee, must receive electronic statements and one of the following:
- Maintain a recurring direct deposit
- Use your debit card at least 10 times for a point of sale transaction
- Keep an average daily balance of at least $500
- Set up a monthly recurring transfer from MyChoice Checking to SaveUp℠ Savings
- Max Money Checking: $8.95 monthly fee
- Preferred Interest Checking: $10 monthly fee. Maintain a daily balance of $1,000; or, average daily balance of $2,000 during a monthly statement cycle to avoid the monthly account fee
- World Checking: $20 monthly fee. Maintain a $15,000 average balance; or; $250,000 relationship banking; or $250,000 Investor Services or a Central Trust Company client to avoid the monthly account fee
- Business Checking Plus: Minimum average collected balance of $10,000 to avoid monthly maintenance fee
- Commercial Checking: Commercial Checking Account allows you to offset monthly fees with an earnings credit on balances kept in your account.
- Commercial Seasonal: Fees are waived if the average collected balance is $1,000 or greater and the account has 200 or less transactions for the month.
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Conclusion
Although these are rather generous bonuses, I would check to make sure if this triggers a hard or soft pull before acting on these promotions.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Jefferson Bank, their accounts they offer, or coupon codes.
Check back often for more Jefferson Bank Bonuses, Promotions, or Offers!
