KeyBank has a wide variety of deposit items and utensils that their customers enjoy. They have more than 1,200 locations in about 16 states. KeyBank has many financial products to offer from their checking and savings accounts. Some of their products come with low loan rates, and a high APY savings rate. Additionally, KeyBank comes with a higher monthly service charge and bigger requirements to waive when compared to PNC Bank.
Meanwhile, PNC Bank has 2,600 branches in about 19 states mostly from the East. Their checking accounts have a special feature called the Virtual Wallet tool. This enables you to receive help and reach your goals with this perk. Plus, account fees can easily be waived when you meet the account balance or direct deposit requirements.
Read below to compare KeyBank and PNC Bank.
| BONUS LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
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| KeyBank | PNC Bank | |
| Locations | Nearly 1,200 branches
(Locator) |
Nearly 2,600 branches
(Locator) |
| ATMs | Over 1,500 ATMs | About 15,000 ATMs |
| Savings | 2/5 | 3/5 |
| CD | 3.2/5 | 2/5 |
| Checking | 3.2/5 | 4/5 |
| Money Market | 2.2/5 | 3.2/5 |
| Customer Service | 4/5 | 4/5 |
| Mobile App | 4.2/5 | 4.2/5 |
| Pros | -HelloWallet financial tools -Free checking option -24/7 customer service |
-Virtual Wallet tools -Relatively easy to waive fees -Free student account |
| Cons | -High account fees
-Limited branches |
-Limited branches
-Low APY |
| Bottom Line | KeyBank has many different products and financial tools to use. | PNC Bank has excellent financial tools and services. |
Comparing Both Banks
If you want a no-frills checking account, or a bank that has interest rates, KeyBank is great for you. There are several products they have to offer their members. From their many checking account options, to their CD accounts, it comes with heavy requirements. You can waive their large fees when you meet all of their requirements. However, this can prove to be a little difficult to do.
PNC Bank has a Virtual Wallet perk for their Performance Select Checking account with a $300 bonus. KeyBank also has bonus offers connected with their accounts for a bigger fee.
Different Bank Accounts
It will only take a few minutes to open an account with KeyBank online. Most of their accounts come with monthly fees that can be waived. There are about 6 checking accounts that you can choose from with KeyBank. These options are: KeyBank Hassle-Free, Key Express Checking, Key Advantage Checking, Key Privilege Checking, Key Privilege Select Checking, and Key Student Checking account.
With PNC Bank, they also have many checking and savings accounts to choose from. There are 3 different checking accounts you can sign up for: Performance Select, Performance Checking, and Standard Checking. Additionally, these accounts will come with a Virtual Wallet. As mentioned above, this feature will enable you to do so much with your account.
Conclusion
Overall, looking for a bank to put your money into can be difficult. However, with this guide, you’ll be able to see the comparisons and differences both banks have. Judging from the chart above, it seems that PNC bank has better financial products when it comes down to their rates.
