Find the latest Lake Forest Bank & Trust bonuses, promotions, and offers here.
You’ll find multiple offers ranging up a to $300 or $500 cash bonus.
Lake Forest Bank & Trust Bonuses Review
Lake Forest Bank and Trust Company is headquartered in Lake Forest, Illinois and they were founded in 1986. Since then they have grown to 11 locations and they boast an A health rating.
I’ll go over all Lake Forest Bank & Trust Bonuses below.
Lake Forest Bank & Trust $500 Checking & Savings Bonus
Lake Forest Bank & Trust is offering a $500 bonus when you open a new checking & savings account using the promo code.
- What you’ll get: $500 Bonus
- Eligible account: Checking & Savings Account
- Where it’s available: IL (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Total Access $300:
- Open a new Total Access Checking account
- Tell them you are aware of this Total Access Checking account bonus offer at account opening
- Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened.
- Enroll in online banking and activate e-statements within the Qualification Period.
- Statement Savings $200:
- Open a new Statement Savings account
- Tell them you are aware of this Statement Savings account bonus offer at account opening
- Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location
- Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
- Total Access $300:
(Expires 01/29/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- General Bonus Information. Offers valid for accounts opened 2/1/24 — 1/29/25. Offers not available to existing or closed checking/savings account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Total Access Checking offer combinable with any WTFC savings offer; Statement Savings offer combinable with any WTFC checking offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
- Total Access Checking Bonus Information. If you qualify for this Total Access Checking bonus offer, you are ineligible to receive this Total Access Checking bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- Statement Savings Bonus Information. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
Lake Forest Bank & Trust $300 Checking Bonus
Lake Forest Bank & Trust is offering a $300 bonus when you open a new checking account using the promo code.
- Direct Links:
- What you’ll get: $300 Bonus
- Eligible account: Checking & Savings Account
- Where it’s available: IL
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Checking Bonus Qualifications:
- Open a new Total Access Checking/White Sox Checking/Cubs Checking/Northwestern account
- Tell Lake Forest Bank & Trust you are aware of this Checking account bonus offer at account opening
- Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
- Enroll in online banking and activate e-statements within the Qualification Period.
- Checking Bonus Qualifications:
(Expires 01/29/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.
- Limit 1 bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this Total Access Checking account bonus offer, you are ineligible to receive this Total Access Checking account bonus offer from any other WTFC location.
- If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer.
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day.
- The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
Lake Forest Bank & Trust $300 Business Checking Bonus (Expired)
Lake Forest Bank & Trust is offering a $300 bonus when you open a new business checking account using the promo code.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: IL
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $15-$25
- How to earn it:
- Open a new Entrepreneur Checking account from January 1, 2021 through December 31, 2021.
- Tell them you are aware of this Entrepreneur Checking account bonus offer at account opening.
- Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened.
- Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period.
- Enroll in online banking and activate e-statements within the Qualification Period.
(Expired)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or its active employees.
- Limit 1 bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this Entrepreneur Checking account bonus offer, you are ineligible to receive this Entrepreneur Checking account bonus offer from any other WTFC location.
- If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur Checking account bonus offer.
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- If you are a sole proprietorship or a single member LLC, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
How to Avoid Monthly Fee
- Checking and Savings Bundle: $5 monthly fee. Must have $200 minimum daily balance
- Total Access Checking: None
- Access Plus Checking: $10 monthly fee. Must have $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25 monthly fee. Must have $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Cubs Checking: None
- White Sox Checking: None
- Student Checking: None
- Platinum Preferred Checking: $10 monthly fee. Must have $1,000 minimum daily balance
- DePaul Checking: None
- NorthWestern Wildcat Checking: None
- Chicago Sky Checking: None
- Money Smart Checking: None
- Chicago Red Stars Checking: None
- Statement Savings: $5 monthly fee. Must have $200 minimum daily balance
- Money Market: $15 monthly fee. Must have $2,500 minimum daily balance OR $5,000 average daily balance for the monthly cycle
- Junior Savers Statement Savings: $5 monthly fee. No minimum balance required after account opening until the age of 22
- MaxSafe Money Market: None
- Entrepreneur Checking: $15 monthly fee. Must have more than 75 transactions, require a $1,500 minimum average collected balance.
- Business Community Checking: $15 monthly fee. Maintain minimum average collected balance of $5,000
- Have-It-All Business Checking: $25 monthly fee. Maintain minimum average collected balance of $20,000
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Conclusion
These are the current Lake Forest Bank & Trust bonuses and offers. If you are interested be sure you act soon before it ends. Additionally, be sure to see if this bonus triggers a soft or hard pull.
Lake Forest Bank & Trust rates are decent, but check our best rates for Savings, Money Market, and CD accounts below.
If you don’t meet the membership requirements, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
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